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Mortgage Broker in Dallas, TX for Jumbo & Non-QM Loans
As a mortgage broker serving Dallas, including Preston Hollow, Lakewood, Highland Park, and Bluffview, we deliver competitive jumbo pricing with flexible guidelines and fast approvals. Whether you’re self-employed, an executive with complex income, or purchasing a high-value home, we structure financing around your real financial profile—not a one-size-fits-all box.
Responsive Support. Reliable Execution.
A Transparent Mortgage Experience.
As a mortgage broker, LendFriend Mortgage works with over 40 wholesale lenders to compare loan programs instead of forcing borrowers into a single lender's products. We help you find the right fit, not just the easiest approval.
Why Dallas Homebuyers Choose LendFriend Mortgage for Jumbo Loans
Buying a high-value home in Dallas often requires more flexibility than a standard mortgage can provide. LendFriend Mortgage specializes in jumbo and jumbo Non-QM loans with competitive fixed and ARM options, financing with as little as 5% to 10% down for qualified borrowers, and alternative qualification options for buyers with complex income or significant assets.
We help finance luxury homes throughout Highland Park, University Park, Preston Hollow, Bluffview, Devonshire, Lakewood, and other high-value Dallas neighborhoods.
Here’s why Dallas jumbo borrowers work with us:
- Competitive jumbo mortgage options. We offer fixed-rate and ARM jumbo loans with options for larger loan amounts, strong pricing, and lower down payments for qualified borrowers.
- Jumbo ARM loans. 5-year and 7-year ARM options can offer lower initial rates for buyers who expect to sell, refinance, relocate, or reduce their balance before the fixed period ends.
- Jumbo bank statement loans. Self-employed borrowers may be able to qualify using personal or business bank deposits rather than relying solely on tax-return income. Learn more about our self-employed mortgage options.
- Jumbo asset depletion loans. Retirees and high-net-worth borrowers may be able to qualify using eligible investment and retirement assets. Explore our asset depletion mortgage programs.
- Jumbo Non-QM financing. Borrowers with business income, investment income, partnerships, equity compensation, or other complex finances may have more flexibility outside traditional jumbo guidelines.
- Low down payment jumbo options. Qualified Dallas buyers may be able to purchase high-value homes with as little as 5% to 10% down, helping preserve liquidity for investments, reserves, renovations, or other financial priorities.
- Fast Dallas jumbo closings. Qualified Texas borrowers may be able to close in as little as 14 days, giving buyers more certainty in competitive luxury transactions.
Whether you’re buying in Highland Park, Preston Hollow, Lakewood, or elsewhere in Dallas, LendFriend Mortgage provides jumbo financing designed for larger loan amounts, sophisticated financial profiles, and high-value properties.
What Our Jumbo Borrowers Say About LendFriend
5/5 Star Reviews on Google, Zillow, and Experience.
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LendFriend has been an outstanding lending partner, reliable, transparent, and incredibly easy to work with. Their team made the entire process smooth from start to finish, always available to answer questions and guide us through each step. I highly recommend LendFriend to anyone looking for a trustworthy and efficient lender.
Trung Nguyen
Closed July 2025 -
Working with the LendFriend team was an excellent experience. They are all very responsive and on top of things and have very competitive rates. They can stand to communicate a little bit more actively once the rate is locked and goes into underwriting. Overall, I would work with LendFriend again and would highly recommended others work with the team.
Judah Kishk
Closed December 2025 -
Wow my husband and I were truly impressed with how easy the LendFriend team made our home buying experience. Eric and his team took extra care in explaining and outlining each step -- a real customer first experience. On top of that, each member of the team was incredibly knowledgeable, organized, and responsive; resulting in an expeditious close! The website promise of working around the clock to support you is 100% factual, we had staff answering questions late night and weekends. The entire team was a real pleasure to work with, so if you are looking for a mortgage broker look no further, LendFriend is the team for you! They will give you peace of mind, get you the best rates, and make you feel confident when buying your home :)
Sarah Carr
Closed May 2025 -
I had been looking for a house for 2-3 years and while it was a journey as a business owner with a difficult financial situation this company did what 6 others could not. They got me a jumbo loan based off my business income and when I needed more they just made it happen twice. This process of funding can be extremely difficult and basically a blow to the ego but Eric and his team are literally magicians and my fiancee and I are now closed on out dream house. I recommend them whole heartedly
Shawn Tassone, MD, PhD
Closed April 2025 -
Super impressed with how fast and smooth the whole process was — especially given my complex RSU comp structure that traditional banks kept discounting.
Eric and the team had no problem including my full base + RSU compensation. They were extremely fast, set clear expectations from the start, and followed through on everything they promised. Honestly one of the easiest and most stress-free mortgage experiences I’ve ever had. Highly recommend!Krishan Paramesvaran
Closed May 2026 -
I am so grateful for Micheal and his team at LendFriend. As a first time homebuyer with multiple businesses, I was very nervous about the loan process. Anyone who’s self employed knows loan processes for us are more extensive but LendFriend made it an ease. From getting a great rate to closing, they made clear communication and were extremely helpful in making sure I had everything I needed to ensure we got the final approval well in advance of closing date. They are truly amazing people to have on your team. Thank you Micheal, Morgan and Crystal for your encouraging words and optimism throughout this process.
Annie Momin
Closed September 2024
Loan Programs To Suit Every Dallas Borrower's Needs!
LendFriend offers jumbo loan options for self-employed borrowers, high-net-worth buyers, crypto investors, and eligible doctors who need flexible financing. With access to hundreds of mortgage investors, we help structure loans around the full picture, not just a standard income formula.
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Asset Depletion Mortgage In Dallas
Leverage your assets to qualify for your dream home with an asset depletion mortgage. Use your bank accounts, investment portfolios, and retirement funds as income.
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Jumbo Bank Statement Loans for in Dallas
Getting a mortgage for self employed income shouldn't be so hard. We make it easy with self employed mortgage options that don’t require tax returns or W2s—no red tape, just real solutions.
Crypto-Backed Mortgages in Dallas
Buy a house with bitcoin without selling a token using crypto-backed mortgages! No income needed. Qualify to buy your dream home using just your Bitcoin and Ethereum holdings.
RSU Mortgages in Dallas
Leverage your Restricted Stock Units to qualify for a mortgage without waiting or cashing out shares. Our RSU mortgage program recognizes vested stock grants as income, giving tech employees and equity-compensated professionals a faster path to homeownership.
Buy Before You Sell in Dallas
Move into your new home before selling your current one with our Buy Before You Sell program. Unlock your equity upfront, avoid contingent offers, and buy with confidence—without the stress of timing two closings.
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VA Jumbo Loans in Dallas
Eligible veterans and active-duty service members buying higher-priced homes may be able to use a VA loan above the conventional limits with $0 down, no monthly PMI, and competitive rates.
Jumbo Mortgage Options Beyond Dallas
Many buyers considering luxury homes in Highland Park, University Park, Preston Hollow, Bluffview, Lakewood, Southlake, Westlake, Frisco, Prosper, and other high-end Dallas-Fort Worth communities are also considering homes elsewhere in Texas. LendFriend works with jumbo borrowers statewide, making it easier to evaluate financing across multiple luxury markets.
Farther south, buyers looking in West Lake Hills, Rollingwood, Tarrytown, Bouldin Creek, Spanish Oaks, Lakeway, Bee Cave, and other premium Central Texas communities can learn more about our jumbo loan options in Austin.
To the southeast, Houston jumbo loans serve buyers throughout River Oaks, Memorial, West University, Bellaire, Tanglewood, the Memorial Villages, The Woodlands, and other high-value Houston communities.
Whether your search stays in Dallas-Fort Worth or expands to Austin, Houston, or another luxury Texas market, LendFriend can help you evaluate jumbo financing before you make an offer.
Straightforward Qualification That Works for Buyers in Preston Hollow, Lakewood, & Highland Park
Wondering what it takes to qualify for a jumbo loan in Preston Hollow, Lakewood, Highland Park, Bluffview, Melshire Estates, or Devonshire? At LendFriend, we make the process clear and efficient.
Transparent income, credit & DTI guidelines
We break down jumbo loan requirements — credit score, documentation, and debt-to-income ratios — so you understand exactly what’s needed and can move forward with confidence.
Flexible solutions for self-employed professionals and high-net-worth buyers
Not every borrower fits into a W-2 box. That’s why we specialize in self-employed jumbo loans and asset depletion programs — ideal for business owners, executives, and retirees purchasing high-value homes throughout Dallas’ most sought-after neighborhoods.
Ready When You Are – Let's Get Started
Whether you’re buying a Preston Hollow estate, a Lakewood family home, a Highland Park luxury property, or a custom home in Bluffview, Melshire Estates, or Devonshire, our team builds jumbo mortgage solutions around your goals.
From competitive jumbo pricing to flexible non-QM options for self-employed and asset-rich borrowers, we make sure your financing is structured to win — not just approved.
Apply for a jumbo loan online today or connect with a local expert. We’ll compare current jumbo mortgage rates across our lender network, structure the right loan for your scenario, and create a clear path to closing. Many of our Dallas clients close in as little as 14 days.
FAQs – Getting a Jumbo Loan In Dallas
What loan amount qualifies as a jumbo loan in Texas?
In Texas, the 2026 conforming loan limit for a one-unit property is $832,750 Any mortgage above this amount is considered a jumbo loan.
Because home prices in areas like Highland Park, University Park, Preston Hollow, and North Dallas often exceed this threshold, jumbo mortgages are a common financing option for Dallas buyers.
How much can I borrow with a jumbo loan?
With strong qualifications, jumbo loans in Dallas can reach up to $10 million, depending on the lender and borrower profile. Approval typically considers credit score, loan-to-value ratio, reserves, income, and overall financial strength. Borrowers with stronger credit, larger down payments, and substantial reserves may also qualify for more competitive jumbo pricing and terms.
Do jumbo loans require perfect credit?
No. While a 750+ score helps secure the best jumbo pricing, borrowers with slightly lower scores can still qualify if they show compensating strengths, such as a larger down payment or significant liquid assets.
Can I get a jumbo loan if I’m self-employed or have complex income?
Yes. We offer Non-QM jumbo loans for self-employed borrowers, business owners, retirees, and other clients with complex income. Depending on your financial profile, you may qualify using 12 or 24 months of deposits through jumbo bank statement loans or eligible investment and retirement assets through jumbo asset depletion loans. These programs can support larger loan amounts without relying solely on W-2 income or traditional tax returns.
What property types are eligible for jumbo financing?
Eligible properties include single-family homes, condos, townhomes, and 2–4 unit properties. Whether it’s a Preston Hollow estate, a Lakewood family home, a Highland Park luxury property, or a custom home in Bluffview, Melshire Estates, or Devonshire, we’ll structure the right jumbo financing solution for your purchase.
How do jumbo loan interest rates compare to conventional rates?
In Dallas, jumbo rates are often highly competitive with — and in some cases lower than — conventional rates. That’s because lenders actively compete for high-credit, high-asset borrowers purchasing in neighborhoods like Preston Hollow, Highland Park, Lakewood, Bluffview, Melshire Estates, and Devonshire.
Because jumbo loans are not standardized like conventional loans, pricing can vary significantly between lenders. Working with a mortgage broker allows you to compare multiple options and secure the most competitive rate and structure for your specific scenario.
How does a jumbo cash-out refinance work in Dallas?
Homeowners in Highland Park, University Park and Preston Hollow use a jumbo cash-out refinance to turn equity in a high-value property into cash while keeping a single first mortgage. Texas home-equity law limits a cash-out refinance on a Dallas homestead to 80% of the home's value, and lenders add their own credit and reserve standards on larger loans. Veterans in Dallas can use a VA cash-out refinance or a VA jumbo cash-out refinance as well, although the same 80% Texas cap applies.
Can I refinance a jumbo loan?
Yes. A jumbo refinance can help lower your rate, switch from an ARM to a fixed-rate mortgage, adjust your loan term, or access equity from a higher-value property. Dallas homeowners considering a cash-out refinance can learn more about cash-out refinances in Texas and explore additional Texas mortgage loan options based on their goals and financial profile.
Why Choose LendFriend For A Dallas Jumbo Loan?
At LendFriend Mortgage, jumbo loans aren’t just one of the programs we offer—they’re a core specialty. We match borrowers with the right jumbo lender for their property, financial profile, and goals, with no hidden fees and a process built for speed. Whether you want a fixed 30-year, a 7/1 ARM, or a flexible non-QM option, we make it simple to get approved and close quickly.
Around the Clock
We’re available 7 days a week to help you compare jumbo mortgage rates, review lender options, and move forward with confidence—whether you’re buying a primary home, second home, or investment property.
Loan Options
We offer a full range of jumbo financing solutions, from conventional fixed rates to ARMs, bank statement loans, and asset depletion programs—so you get the right fit for your goals.
Get Pre-Approved Quickly
Our jumbo preapproval process strengthens your offer and gives sellers confidence in your ability to close on higher-priced properties. You can apply for a jumbo loan online in minutes, making it faster and easier to get started.
Competitive Rates with No Points
We shop multiple jumbo lenders to find the most competitive rates for your profile—without unnecessary points or hidden charges.
Personalized Mortgage Guidance
You’ll work one-on-one with a jumbo mortgage expert who will explain your options, help you structure your file for approval, and guide you through underwriting with clarity.
Close in as little as 14 days
Our process is designed for larger transactions, so most jumbo loans close in as little as 14 days—even in competitive markets like Deal, Elberon, Long Branch, and Asbury Park
Learn More About Jumbo Loans in Dallas
And our Learning Center gives you access to everything you need to know about jumbo loans, from down payment options and rate structure to underwriting, reserves, and refinancing. Read some of our favorite jumbo loan articles below.
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