“I highly recommend LendFriend! They helped me understand every step throughout the process. I had a direct contact for any questions I had in real time. Customer service is top notch. They handled all of the hard things so that we could find the right home. They really cared about getting the right financing option us and help us get a solid rate. I’ll recommend LendFriend to anyone I know who is looking for a home.”
The Austin mortgage broker simplifying complex home loans
From Allandale and Tarrytown to East Austin, Mueller, and Westlake, Austin buyers come to LendFriend when they want more than a basic mortgage quote. We help solve complex financing situations, compare options across dozens of lenders, and make the mortgage process easier to navigate from preapproval through closing.
Responsive Support. Reliable Execution.
A Transparent Mortgage Experience.
As a mortgage broker, LendFriend Mortgage works with over 40 wholesale lenders to compare loan programs instead of forcing borrowers into a single lender's products. We help you find the right fit, not just the easiest approval.
A Smarter Mortgage Approach for Austin Homebuyers
LendFriend Mortgage was founded and is headquartered in Austin, giving our team firsthand experience with the buyers, neighborhoods, and financing challenges that shape the local market. From Allandale and East Austin to Tarrytown, Mueller, Westlake, and beyond, we help borrowers structure financing around the home they want to buy and the way their finances actually work.
Austin borrowers come to us when they want more than a standard mortgage quote. We compare options across 40+ wholesale lenders, solve complex qualification issues, and help buyers move confidently from preapproval through closing.
Here’s what sets our approach apart:
- More options for conventional buyers. We compare conforming loan programs across multiple lenders to find strong pricing and a structure that fits the borrower’s down payment, credit profile, and long-term plans.
- Jumbo financing built for Austin home prices. Buyers purchasing higher-value homes in areas like Westlake, Tarrytown, and Northwest Austin can access competitive Austin jumbo loan options, including fixed and ARM programs with flexible down payment structures.
- Solutions when income does not fit neatly on a tax return. Austin’s entrepreneurs, business owners, investors, and high-asset borrowers often need a different approach to qualification. Bank statement loans, asset depletion programs, and other Non-QM options can help us document financial strength in ways traditional underwriting may not.
- Strong options for veterans and other qualified professionals. VA financing can provide eligible borrowers with up to 100% financing and no monthly mortgage insurance, while specialized programs may create additional opportunities for professionals with stable careers and strong financial profiles.
- Second-home financing with competitive portfolio options. Austin residents purchasing a second home can access second home mortgage options with competitive fixed and ARM pricing, including larger loan amounts for qualified borrowers.
- A team accustomed to solving difficult files. Some borrowers come to us after another lender cannot get the loan approved, while others simply want more flexibility from the start. With more than $1.5 billion in funded home loans and 1000+ reviews, our team has experience finding a path forward when a straightforward mortgage does not fit.
Mortgage Resources for Austin Buyers and Homeowners
Understanding home financing in Austin takes more than watching mortgage rate headlines. Property taxes, homestead exemptions, appraisal trends, and neighborhood-specific home values can all affect how a loan is structured. Buying in Westlake looks different than purchasing in Mueller, refinancing in Tarrytown, or moving into a home in East Austin.
LendFriend Mortgage helps Austin buyers and homeowners navigate those differences with Conventional, VA, Jumbo, and Non-QM loan options, along with practical guidance throughout the process. From preapproval through closing, the focus is on structuring the loan correctly, communicating clearly, and helping borrowers make confident financing decisions.
Austin Mortgage Options Built Around Real Borrowers
With access to hundreds of wholesale mortgage lenders, we offer flexible home loan options structured for how Austin borrowers actually earn and build wealth. Whether qualifying with traditional W-2 income, RSUs, business revenue, investment assets, or digital holdings, we match borrowers with financing that reflects their real financial profile — not just what fits into a basic template.
.png?width=50&height=50&name=House%20(3).png "House (3)")
Conventional Home Loans in Austin
Competitive conventional financing for Austin buyers, from first-time homebuyers to experienced homeowners. Fixed and adjustable-rate options are available with flexible down payments and strong pricing across a wide range of credit profiles.
.png?width=50&height=50&name=Email%20Icons%20(3).png "Email Icons (3)")
Jumbo Loans in Austin
For higher-value homes in Westlake, Tarrytown, Barton Creek, and other Austin neighborhoods, jumbo financing can provide larger loan amounts, competitive fixed and ARM options, and flexible down payment structures.
-1.png?width=60&height=52&name=Email%20Icons%20(4)-1.png "Email Icons (4)-1")
Bank Statement Loans in Austin
Austin entrepreneurs and business owners do not always show their full earning power on a tax return. Bank statement loans can use 12–24 months of deposits to help qualify borrowers based on business cash flow.
.png?width=50&height=50&name=Flag%20(2).png "American Flag")
VA Home Loans in Austin
Eligible veterans and active-duty service members can access VA financing with up to 100% financing, no monthly mortgage insurance, and competitive rates for homes throughout Austin.
Asset Depletion Mortgages in Austin
Borrowers with substantial investment or retirement assets may be able to qualify without relying primarily on employment income. Asset depletion programs can turn eligible assets into qualifying monthly income.
Crypto Mortgages in Austin
For borrowers with meaningful digital asset holdings, specialized mortgage programs can incorporate cryptocurrency into the qualification process while providing financing for higher-value Austin properties.
Professional Mortgages in Austin
Physicians, dentists, attorneys, accountants, and other professionals may have strong earning potential without fitting traditional underwriting perfectly. Professional mortgage programs can offer flexible qualification and down payment options.
DSCR Loans in Austin
Austin real estate investors can qualify for rental property financing based primarily on the property's expected cash flow rather than traditional personal income documentation, making DSCR loans useful for expanding an investment portfolio.
LendFriend Mortgage Serves Homebuyers Across Greater Austin:
From central Austin neighborhoods to growing communities throughout the metro, LendFriend Mortgage helps buyers and homeowners across Greater Austin find financing that fits the property, their income, and their long-term plans.
- Allandale
- Tarrytown
- East Austin
- Mueller
- Westlake
- Barton Creek
- Northwest Austin
- South Austin
- Circle C
- Travis Heights
- Zilker
- Hyde Park
- Rollingwood
- Bee Cave
- Lakeway
- Cedar Park
- Leander
- Liberty Hill
- Georgetown
- Round Rock
Local Mortgage Expertise for Austin Homebuyers
Being headquartered in Austin gives LendFriend Mortgage a close view of how buyers, homeowners, and investors finance property across the city. From central Austin and East Austin to Westlake, Lakeway, Bee Cave, Round Rock, Georgetown, and Liberty Hill, different price points and borrower profiles can require very different financing strategies.
Austin is also home to a large number of tech employees, entrepreneurs, investors, and high-net-worth borrowers whose finances do not always fit neatly into traditional underwriting. RSUs, business income, investment portfolios, jumbo loan amounts, and multiple sources of income can all affect how a loan should be structured.
Our role is to look at the full financial picture early, compare the available lending options, and build a mortgage strategy around the borrower and the property—not force every file into the same program.
That local experience matters whether you are preparing to make an offer, refinancing an existing home, or evaluating financing for an investment property in the Greater Austin area.
BORROWER TESTIMONIALS
See Why Austin Borrowers Choose LendFriend Mortgage
From first-time homebuyers and business owners to jumbo borrowers and clients with complex income, see what borrowers across Austin say about working with LendFriend Mortgage.
★★★★★
“Super impressed with how fast and smooth the whole process was — especially given my complex RSU comp structure that traditional banks kept discounting.
Eric and the team had no problem including my full base + RSU compensation. They were extremely fast, set clear expectations from the start, and followed through on everything they promised.
Honestly one of the easiest and most stress-free mortgage experiences I’ve ever had. Highly recommend!”
“As a 1099 worker with non-traditional income history, Eric was able to think outside the box and help me find a mortgage for my first home. The company was always problem-solving and the process was seamless. I have already recommended them to several other friends and colleagues. If you are a non-traditional borrower or are looking for someone that can come up with creative solutions, check out LendFriend!”
“Eric and the team at LendFriend were an absolute pleasure to work with. Having had terrible experiences in the past with national/online brokers, I wanted a local broker who I could build trust with. The team was always proactive in making sure the next steps were lined up and executed, it was never on me to guess what needed to happen. Eric answered texts off hours and helped me navigate unusual pathways - cross country move, potential job change mid-process, etc... Eric also introduced me to a terrific real estate agent who found us our dream house. A+ experience.”
“I had been looking for a house for 2-3 years and while it was a journey as a business owner with a difficult financial situation this company did what 6 others could not. They got me a jumbo loan based off my business income and when I needed more they just made it happen twice. This process of funding can be extremely difficult and basically a blow to the ego but Eric and his team are literally magicians and my fiance and I are now closed on our dream house. I recommend them whole heartedly.”
“Eric and his team were incredibly helpful and communicative throughout the lending and refinancing process, and made me feel very supported. Will definitely go back to them in the future.”
“LendFriend was referred to me by a colleague and good friend who spoke very highly of them as mortgage brokers, and they absolutely lived up to the recommendation. My husband and I had an outstanding experience working with LendFriend throughout our home-buying journey. Eric, Crystal, and Morgan truly are an A-team!
From start to closing, they were incredibly helpful, responsive, and knowledgeable, always taking the time to clearly explain every step of the process. They secured us a very competitive interest rate and made sure we fully understood each detail along the way. I reached out to Eric on 1/13/26 and closed on our home by 2/12/26.
They worked seamlessly with our timeline and made the process incredibly efficient. We genuinely felt supported from beginning to end, which made the entire experience smooth and stress-free. We’re so grateful for this amazing team and highly recommend them to anyone looking to purchase a home!”
“LendFriend Team, I wanted to express my gratitude for your professionalism and guidance in securing the financing for our new home.
The world of mortgages felt overwhelming and honestly in my current position I was almost about to give up, but you made it possible with a clear process and super straightforward.
We were impressed with your ability to secure loan (Non-QM/Asset-based), I looked around and there are very few who are interested in posting these type of loans, and I know there are a lot of people like me out there.
The clarity and responsiveness were a huge comfort. We truly appreciate your hard work in making our home-ownership dream a reality.”
Mortgage Insights for Austin Homebuyers and Homeowners
Our Learning Center gives Austin homebuyers and homeowners clear, expert guidance on buying, refinancing, mortgage rates, loan programs, and financing strategies. Explore our latest articles for practical insights on navigating the Austin housing market and making informed mortgage decisions.
.jpg?height=200&name=Texas%20house%20(4).jpg)
.jpg?height=200&name=Texas%20house%20(5).jpg)
Frequently Asked Questions
What types of home loans are available in Austin?
Austin borrowers can access Conventional, VA, Jumbo, Bank Statement, Asset Depletion, DSCR, and other Non-QM mortgage programs. The right option depends on the property, down payment, credit profile, income structure, and long-term plans.
Does LendFriend Mortgage serve areas outside the city of Austin?
Yes. We work with borrowers throughout Greater Austin, including Westlake, Lakeway, Bee Cave, Cedar Park, Round Rock, Georgetown, Leander, and Liberty Hill.
How early should I get preapproved before buying a home in Austin?
It is usually best to get preapproved before you begin home shopping. A thorough preapproval gives you a clearer understanding of your budget, identifies potential underwriting issues early, and helps you move quickly when you find the right property.
Do you offer mortgage options for Austin real estate investors?
Yes. Investors may qualify using DSCR loans, which focus primarily on the rental property's cash flow rather than traditional personal income. Other conventional and Non-QM investment property programs may also be available.
Are jumbo loans common in Austin?
Yes. Higher home prices in areas like Westlake, Tarrytown, Barton Creek, and other parts of Austin often push loan amounts above conforming limits. Jumbo financing can offer fixed-rate and ARM options with multiple down payment structures.
Can I get a jumbo mortgage in Austin if I don’t qualify with traditional income?
Yes. Austin buyers purchasing higher-value homes may be able to use Non-QM jumbo financing when tax returns or W-2 income do not reflect their full financial strength. High-net-worth borrowers can qualify with investment and retirement assets through jumbo asset depletion loans, while self-employed business owners may use 12 or 24 months of deposits through jumbo bank statement loans. These programs can provide large loan amounts without requiring the borrower to fit traditional income guidelines.