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Homebuying Made Simple
Take the first step toward owning your home. No hidden fees, no pressure—just expert guidance, low rates, and tools that help you buy your home faster.
Our First Time Homebuyer Toolkit: Save on Your Mortgage Rate, Closing Costs, and Home Purchase
Are you a first time homebuyer? Or even a repeat homebuyer who hasn't bought in years? Whether you're shopping in Austin, Los Angeles, Denver or Houston, our free homebuyer toolkit is packed with smart tools designed to help you win.
These resources aren’t just about rates. We also help you:
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Negotiate closing costs and seller concessions
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Get a lower mortgage rate
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Make confident decisions on home price, location, and loan terms
Over 5,000 Texas homebuyers have already used these tools to get better deals and lower costs with LendFriend Mortgage—your local Texas mortgage broker.
See Why First Time Homebuyers Trust LendFriend

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We worked with the LendFriend team and could not recommend it more. As first time home buyers, there is a lot to learn - and LendFriend know how to share their knowledge with patience and professionalism.For anyone considering working with them, just go ahead and give them a call. You will not regret it.
Jesper Holdensen
Closed June 2025 -
Wow my husband and I were truly impressed with how easy the LendFriend team made our home buying experience. Eric and his team took extra care in explaining and outlining each step -- a real customer first experience. On top of that, each member of the team was incredibly knowledgeable, organized, and responsive; resulting in an expeditious close! The website promise of working around the clock to support you is 100% factual, we had staff answering questions late night and weekends. The entire team was a real pleasure to work with, so if you are looking for a mortgage broker look no further, LendFriend is the team for you! They will give you peace of mind, get you the best rates, and make you feel confident when buying your home :)
Sarah Carr
Closed May 2025 -
I had an exceptional experience with LendFriend Mortgage! From start to finish, the team made the process smooth, transparent, and stress-free. They took the time to explain every detail, answered all my questions promptly, and ensured I felt confident every step of the way. The customer service was outstanding—friendly, professional, and genuinely focused on helping me get the best possible rate. My closing was quick and seamless, and I couldn’t be happier with the outcome. I highly recommend LendFriend Mortgage, Eric, and Chelsey to anyone looking for a reliable and trustworthy lender!
Katia
Closed August 2025 -
As a first home buyer, the team helped me tremendously through the entire process. They explained every single step and answered my million questions. I have a better understanding thanks in part them, of this whole process when i go through it again in the future. Thank you!!!
Dom
Closed July 2025 -
LendFriend Mortgage was such a wonderful company to work with as a first-time homebuyer. I found them through Google reviews, reached out, and connected with Eric that same day. He was friendly, responsive, and made the whole process feel much less overwhelming.
Stephanie Yeager
Closed July 2025 -
Highly recommend LendFriend!!! As daunting as the process can be to get pre-approved for a mortgage loan, the entire team was great that we worked with that got us to the finish line. Each team member helped us in clearly communicating each step to ensure every step was smooth, in addition being available for a quick call to walk through our questions and concerns when needed. LendFriend was also very competitive with rates and dropped our interest rate last minute right before we closed! They got the job done and made it as stress free as possible.
Ingrid Eichenberger
Closed December 2024
Non-QM Mortgage Programs for Every Unique Borrower
With access to hundreds of mortgage investors, we specialize in non-QM home loan options for borrowers who don’t fit the traditional W-2 mold. Whether you’re self-employed, leveraging significant assets, or investing with cryptocurrency, our solutions make homeownership possible.
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Asset Depletion Mortgages for High-Net-Worth Buyers
Leverage your portfolio to qualify for your dream home with an asset depletion mortgage. Use bank accounts, investments, or retirement funds as income without relying on W-2s.
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Bank Statement Loans for Self-Employed Borrowers
Prove income without tax returns. Our bank statement mortgage programs are built for entrepreneurs, freelancers, and 1099 earners, making it easier to get approved with real cash-flow documentation.
Crypto-Backed Mortgages for Bitcoin and Ethereum Investors
Buy a home without liquidating your Bitcoin or Ethereum. Crypto-backed mortgages let you qualify with your digital holdings and keep your investments working for you.
Don't Miss a Rate Drop! Stay Ahead With LendFriend Rate Alerts
Mortgage rates can change daily. Our free Rate Alerts keep you one step ahead, sending you real-time updates when rates drop so you can lock in savings at the perfect time. Join thousands of homeowners and buyers who rely on LendFriend to know exactly when to act.
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Close on your dream home in as little as 14 days
Stay In The Know With Our Free Housing Market Newsletter
Sign up for our free mortgage newsletter, The REcap. Be the first to know when rates move so you can lock in savings at the right time.
Find the Right Realtor
Buying a home starts with the right team. Use our free realtor-matching service to connect with a trusted local realtor who knows your market.
Plan Your Budget With Confidence
Use our Mortgage Calculator to see what your monthly payment looks like. Adjust loan type, down payment, and more to make sure the numbers fit before you buy.

Stronger Negotiating Position when Buying a Home
The equity in your current home is unlocked and used as a downpayment on your new home; meaning no sales contingency required! Sellers HATE sales contingencies. Without a sales contingency, your offer is stronger, increasing your chances of buying your next home with ease.

Get the Highest and Best Sale Price
Without feeling pressured to sell quickly, you can wait for the best offer on your current home. List your home at the best time, market it effectively, and attract more competitive offers. With no rush, you can negotiate better terms and get the highest selling price.

Reduced Stress
Don't worry about finding temporary housing or organizing multiple moves. Avoid the chaos of having to coordinate the sale of your current home and the purchase of a new one. Transition seamlessly from one home to another and reduce stress or anxiety, making the moving process more manageable and organized.

Time for Improvements
Make necessary renovations or updates to your new property before you move in. Painting, remodeling, or other improvements would be more challenging if you were already living there. Moving into a freshly updated home (instead of living in it during renovations) is just so much nicer!
Homebuying confidence comes with learning...
And our Learning Center gives you access to everything you need to know about buying a home and helps you understand the ins and outs of refinancing. Read some of our favorite articles below.