“I highly recommend LendFriend! They helped me understand every step throughout the process. I had a direct contact for any questions I had in real time. Customer service is top notch. They handled all of the hard things so that we could find the right home. They really cared about getting the right financing option us and help us get a solid rate. I’ll recommend LendFriend to anyone I know who is looking for a home.”
Mortgage Broker serving Travis Heights (Austin, TX)
A purchase in Travis Heights calls for a mortgage team that understands the local market and can move at the pace sellers expect. LendFriend Mortgage helps Travis Heights buyers secure competitive financing with fast preapprovals, clear loan options, and steady communication from application to closing. Whether you're buying in Fairview Park, South Congress, or the streets around Big Stacy Park, we help you understand your payment, cash to close, and financing options before you make an offer. For time-sensitive purchases, our team can provide same-day preapprovals and move quickly to closing.
Fast Mortgage Preapprovals for Travis Heights Homebuyers
Travis Heights sits just south of Lady Bird Lake between South Congress Avenue and I-35, with hilly, tree-lined streets that follow Blunn Creek past Big Stacy and Little Stacy parks. Housing runs from early twentieth-century bungalows and cottages to modern rebuilds on the same blocks, and the neighborhood’s proximity to South Congress and downtown keeps demand consistently high.
We review income, assets, and the property early, because older homes, additions, and hillside rebuilds each carry different appraisal and underwriting questions. Our team at LendFriend Mortgage stays involved through appraisal, underwriting, and closing, and keeps you and your real estate agent updated throughout.
Built for Competitive Travis Heights Purchases
Travis Heights listings move quickly and often draw multiple offers, and sellers weigh certainty alongside price. We provide detailed preapprovals backed by an upfront review of income, assets, credit, and property goals, helping buyers act decisively when the right property appears.
For time-sensitive purchases, LendFriend can close on your loan in as little as 14 days.
Who We Help in Travis Heights
Many of the Austin homebuyers drawn to Travis Heights do not fit neatly into a standard mortgage profile. We work with borrowers across Travis Heights, Fairview Park, and the surrounding South Austin neighborhoods who need financing that reflects how they earn, invest, and plan to use the property.
- First-time and move-up buyers. We help buyers understand down payment options, monthly payments, property taxes, and closing costs, including how to buy before selling their current home.
- Buyers purchasing older homes that need work. Renovation financing can roll the cost of repairs or updates into the purchase loan, which matters on original bungalows that have not been updated.
- Buyers of modern rebuilds. Newer homes on sloped lots can raise appraisal questions on streets where comparable sales range from original cottages to new construction.
- Professionals with complex compensation. Physicians, attorneys, executives, engineers, and other high-income buyers may need financing that reflects bonuses, commissions, RSUs, or other pay beyond base salary.
- Self-employed business owners. Tax deductions can make taxable income look substantially lower than actual cash flow. A bank statement loan or another Non-QM program can provide a different path to qualification.
- High-net-worth and retired buyers. Borrowers with significant brokerage, retirement, or other liquid assets may qualify with an asset depletion mortgage rather than relying primarily on employment income.
- Buyers purchasing duplexes or homes with an ADU. Garage apartments and second units are common in South Austin. Rental income from a second unit can sometimes help a borrower qualify, depending on the program and documentation.
- Homeowners refinancing or accessing equity. Many Travis Heights owners have significant equity from appreciation. We help evaluate rate-and-term refinances and cash-out options, including funding a renovation.
- Buyers relocating to Austin. When an offer depends on a tight timeline, we provide fast preapprovals, responsive communication, and closings in as little as 14 days for eligible transactions.
Looking at other parts of Austin? We also help buyers in Bouldin Creek, Zilker, Downtown Austin, and East Austin.
Mortgage Options Built For Travis Heights Borrowers
Travis Heights attracts a wide range of buyers, from move-up families and creative professionals to business owners, high-net-worth borrowers, and real estate investors. We offer Texas mortgage programs for both traditional and more complex financial profiles.
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Conventional Home Loans in Travis Heights
Competitive conventional financing for primary homes and duplexes, with options for first-time buyers, repeat homeowners, and borrowers seeking flexible down payments.
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Jumbo Loans in Travis Heights
Many Travis Heights purchases exceed conforming limits and require jumbo financing, particularly rebuilt homes near South Congress. We offer competitive fixed and ARM options, including low-down-payment jumbo programs for qualified buyers.
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Bank Statement Loans in Travis Heights
Self-employed borrowers can qualify using 12 or 24 months of eligible deposits rather than relying solely on tax-return income. Bank statement loans are particularly useful for business owners with substantial legitimate deductions.
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VA Home Loans in Travis Heights
Eligible veterans and active-duty service members can use VA financing with no monthly mortgage insurance and competitive terms, including VA jumbo loans for higher purchase prices.
Asset Depletion Mortgages in Travis Heights
High-net-worth and retired borrowers may qualify using asset depletion loans, which allow them to use eligible brokerage, retirement, and other liquid assets instead of relying primarily on employment income.
Crypto Mortgages in Travis Heights
Buyers with substantial digital-asset holdings may be able to use a crypto mortgage that recognizes eligible cryptocurrency within their broader financial profile, subject to the loan program and where the assets are held.
Professional Mortgages in Travis Heights
Highly compensated professionals, including physicians, dentists, and executives, may qualify for programs designed around earning potential, complex compensation, and larger loan amounts. Lawyers and law firm partners can qualify through an attorney mortgage.
DSCR Loans for Travis Heights Investment Properties
Investors purchasing rental homes, duplexes, and properties with an ADU in Travis Heights can use DSCR financing that focuses primarily on the property’s rental income rather than traditional personal-income documentation.
BORROWER TESTIMONIALS
See Why Austin Borrowers Choose LendFriend Mortgage
From first-time homebuyers and business owners to jumbo borrowers and clients with complex income, see what borrowers across Austin say about working with LendFriend Mortgage.
★★★★★
“Super impressed with how fast and smooth the whole process was — especially given my complex RSU comp structure that traditional banks kept discounting.
Eric and the team had no problem including my full base + RSU compensation. They were extremely fast, set clear expectations from the start, and followed through on everything they promised.
Honestly one of the easiest and most stress-free mortgage experiences I’ve ever had. Highly recommend!”
“As a 1099 worker with non-traditional income history, Eric was able to think outside the box and help me find a mortgage for my first home. The company was always problem-solving and the process was seamless. I have already recommended them to several other friends and colleagues. If you are a non-traditional borrower or are looking for someone that can come up with creative solutions, check out LendFriend!”
“Eric and the team at LendFriend were an absolute pleasure to work with. Having had terrible experiences in the past with national/online brokers, I wanted a local broker who I could build trust with. The team was always proactive in making sure the next steps were lined up and executed, it was never on me to guess what needed to happen. Eric answered texts off hours and helped me navigate unusual pathways - cross country move, potential job change mid-process, etc... Eric also introduced me to a terrific real estate agent who found us our dream house. A+ experience.”
“I had been looking for a house for 2-3 years and while it was a journey as a business owner with a difficult financial situation this company did what 6 others could not. They got me a jumbo loan based off my business income and when I needed more they just made it happen twice. This process of funding can be extremely difficult and basically a blow to the ego but Eric and his team are literally magicians and my fiance and I are now closed on our dream house. I recommend them whole heartedly.”
“Eric and his team were incredibly helpful and communicative throughout the lending and refinancing process, and made me feel very supported. Will definitely go back to them in the future.”
“LendFriend was referred to me by a colleague and good friend who spoke very highly of them as mortgage brokers, and they absolutely lived up to the recommendation. My husband and I had an outstanding experience working with LendFriend throughout our home-buying journey. Eric, Crystal, and Morgan truly are an A-team!
From start to closing, they were incredibly helpful, responsive, and knowledgeable, always taking the time to clearly explain every step of the process. They secured us a very competitive interest rate and made sure we fully understood each detail along the way. I reached out to Eric on 1/13/26 and closed on our home by 2/12/26.
They worked seamlessly with our timeline and made the process incredibly efficient. We genuinely felt supported from beginning to end, which made the entire experience smooth and stress-free. We’re so grateful for this amazing team and highly recommend them to anyone looking to purchase a home!”
“LendFriend Team, I wanted to express my gratitude for your professionalism and guidance in securing the financing for our new home.
The world of mortgages felt overwhelming and honestly in my current position I was almost about to give up, but you made it possible with a clear process and super straightforward.
We were impressed with your ability to secure loan (Non-QM/Asset-based), I looked around and there are very few who are interested in posting these type of loans, and I know there are a lot of people like me out there.
The clarity and responsiveness were a huge comfort. We truly appreciate your hard work in making our home-ownership dream a reality.”
Stronger Negotiating Position when Buying a Home
The equity in your current home is unlocked and used as a downpayment on your new home; meaning no sales contingency required! Sellers HATE sales contingencies. Without a sales contingency, your offer is stronger, increasing your chances of buying your next home with ease.
Get the Highest and Best Sale Price
Without feeling pressured to sell quickly, you can wait for the best offer on your current home. List your home at the best time, market it effectively, and attract more competitive offers. With no rush, you can negotiate better terms and get the highest selling price.
Reduced Stress
Don't worry about finding temporary housing or organizing multiple moves. Avoid the chaos of having to coordinate the sale of your current home and the purchase of a new one. Transition seamlessly from one home to another and reduce stress or anxiety, making the moving process more manageable and organized.
Time for Improvements
Make necessary renovations or updates to your new property before you move in. Painting, remodeling, or other improvements would be more challenging if you were already living there. Moving into a freshly updated home (instead of living in it during renovations) is just so much nicer!
FAQs About Mortgages in Travis Heights
Can I finance renovations when buying an older home in Travis Heights?
Yes. Renovation loans can combine the purchase price and the cost of planned improvements into a single mortgage, based on the home’s expected value once the work is complete. Before planning the work, a thorough home inspection identifies the foundation, electrical, and plumbing items that should come first.
Can I refinance my Travis Heights home to fund a renovation?
Yes. A cash-out refinance can fund improvements, subject to the Texas limit of 80 percent of the home’s value on a homestead. Many Travis Heights owners have built enough equity through appreciation to make this practical, and cash-out refinances in Texas explains the rules.
Do Travis Heights homes typically require a jumbo loan?
Many do, particularly rebuilt and larger homes near South Congress. Austin jumbo loans offer fixed and ARM options with low-down-payment programs for qualified buyers. Pricing in close-in neighborhoods is covered in what $1 million buys in the Austin market.
Is it possible to get a mortgage in Travis Heights if I am self-employed?
Yes. An Austin bank statement loan qualifies business owners using 12 or 24 months of deposits instead of tax-return income. Terms vary considerably among the best lenders for self-employed borrowers in Austin.
Can attorneys who recently joined a firm buy in Travis Heights?
Often, yes. An attorney mortgage can qualify a borrower on a signed employment offer or a short history at a new firm, which helps associates buying in close-in neighborhoods near downtown. The details are covered in attorney mortgages in Texas.