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500+ five-star reviews across Google, Zillow, and Yelp

The Mortgage Broker Simplifying Home Financing.

LendFriend Mortgage is the trusted mortgage loan broker, helping buyers and homeowners across Texas and beyond find the right loan faster. Conventional, VA, jumbo, and specialized non-QM programs, including bank statement loans, for every borrower profile.

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Home Buying

Everything you need to know about buying a home in Texas, and beyond.

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Calculators

Discover what's possible based on your numbers. Estimate payments, affordability, and more.

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Rate Updates

The latest mortgage rate updates and how they impact your monthly payment.

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Refinancing

Understand your refinance options, like rate-and-term, cash-out, and more, with honest guidance.

More Loan Options. Clearer Guidance. Stress-Free Experience

 As a mortgage broker, LendFriend Mortgage works with over 40 wholesale lenders to compare loan programs instead of forcing borrowers into a single lender's products. We help you find the right fit, not just the easiest approval. 

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BBB Rating: A+

4.9/5 Stars
547 Reviews on Google

4.95/5 Stars
125 Reviews on Zillow

Trusted by Thousands to Deliver Smarter Home Financing Solutions.

LendFriend Mortgage specializes in everything from straightforward conventional loans to complex Non-QM loans like self-employed, asset-depletion, and crypto-backed mortgages. We make complex mortgages simple—and simple ones even easier.

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BBB Rating: A+

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4.9/5 Stars
547 Reviews on Google

Zillow (1)

4.95/5 Stars
125 Reviews on Zillow

 Non-QM & Conventional Lending 

Specialized Mortgage Programs for Complex Borrowers 

 Not every borrower fits a conventional mold, and that's exactly where LendFriend Mortgage excels. As an experienced mortgage loan broker, we match your income type, assets, and goals to the right program. Whether you're self-employed, asset-rich, equity-compensated, or investing in real estate, there's a loan built for your situation. 

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Self-Employed Mortgages

LendFriend Mortgage offers bank statement loan programs that allow self-employed borrowers to qualify using 12 or 24 months of personal or business bank statements in place of traditional income documentation. No tax returns and no W2s are required. 

Vector   Texas, Florida, Illinois, Georgia & more 

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Asset Depletion Loans

Our asset depletion mortgage program allows borrowers to convert liquid assets, including bank accounts, investments, and retirement funds, into a calculated monthly income figure used to qualify for a home loan. No employment or cash flow is required. 

Vector   Texas, Florida, Illinois, North Carolina & more 

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RSU Mortgages

LendFriend Mortgage offers RSU mortgage programs that count vested Restricted Stock Units as qualifying income, allowing tech professionals and equity-compensated employees to qualify for a home loan without liquidating their shares. 

Vector   Texas, Illinois, New Jersey, North Carolina, & more

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Crypto-Backed Mortgages

Our crypto-backed mortgage programs allow borrowers to use Bitcoin or Ethereum holdings as the basis for qualification, with no income verification required. Rather than liquidating your digital assets, you retain your holdings while still accessing financing for a home purchase. 


Vector   California, Texas, Florida, and Colorado & more

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Jumbo Loans

We offer jumbo loan programs for home purchases and refinances that exceed conforming loan limits. LendFriend works with multiple lenders offering competitive jumbo mortgage rates and qualification options for borrowers with complex, significant assets.  


Vector    Texas, Illinois, Florida, North Carolina & more

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Buy Before You Sell

Our Buy Before You Sell program allows homeowners to purchase their next property before listing their current one. The program works by unlocking your existing home equity upfront, which can be used toward a down payment or to reduce your debt-to-income ratio. 


Vector    Available in all licensed states 

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DSCR Loans & Investor Mortgages

We offer DSCR loan programs that qualify real estate investors based on a property's income rather than the borrower's personal tax returns or employment history. These are an efficient financing tool for investors building or scaling residential and mixed-use portfolios. 

Vector    Texas, California, Florida & more 

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Professional & Doctor Mortgages

Our professional mortgages are designed for doctors, attorneys, and other licensed professionals. These programs feature little to no down payment, no private mortgage insurance, and competitive rates that account for a professional's projected earning trajectory.  

Vector    Texas, Florida & more 

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Conventional, FHA & VA Loans

LendFriend offers conventional, FHA, and VA loan programs for first-time homebuyers, move-up buyers, second home purchasers, and military borrowers. We ensure you receive the most competitive pricing available for your credit profile, down payment, and loan amount. 

Vector    Available in all licensed states 

Transparent Mortgages. Zero Hidden Fees. Happy Borrowers. 

 We help homebuyers and homeowners save big without surprises. Our tech-driven platform cuts overhead and passes those savings directly to you.

  • No application fees or undisclosed discount points
  • Clear breakdown of your monthly mortgage payments and long-term interest costs
  • Smart tools and expert advice from pre-approval through closing
  • Most clients in Austin and across Texas close in 3–4 weeks
  • Need to move faster? We can close in as little as 14 days
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See Why Borrowers Call Us the Best Mortgage Broker in Texas 

5/5 Star Reviews on Google, Zillow, and Experience.

Google 5-stars

 500+ five-star reviews across Google, Zillow, and Yelp 

  • Eric, Morgan, Crystal, and the entire LendFriend team were the perfect mortgage partners for us. They were incredibly informative, supportive, flexible, and understanding throughout the process. Every question we had was met with clear answers and thoughtful guidance, and they kept us proactively updated at every step. After comparing a few different lenders, we realized that working with a brokerage was the best choice. I highly recommend them for their transparency, speed, and excellent execution end to end.
    Alisha T.
    Relocating From CA to TX
  • We worked with the LendFriend team and could not recommend it more. As first time home buyers, there is a lot to learn - and LendFriend know how to share their knowledge with patience and professionalism.For anyone considering working with them, just go ahead and give them a call. You will not regret it.
    Jesper Holdensen
    First Time Homebuyer
  • I had been looking for a house for 2-3 years and while it was a journey as a business owner with a difficult financial situation this company did what 6 others could not. They got me a jumbo loan based off my business income and when I needed more they just made it happen twice. This process of funding can be extremely difficult and basically a blow to the ego but Eric and his team are literally magicians and my fiancee and I are now closed on out dream house. I recommend them whole heartedly
    Shawn Tassone, MD, PhD
    Self-Employed Borrower
  • Eric and the team at LendFriend were an absolute pleasure to work with. Having had terrible experiences in the past with national/online brokers, I wanted a local broker who I could build trust with. The team was always proactive in making sure the next steps were lined up and executed, it was never on me to guess what needed to happen. Eric answered texts off hours and helped me navigate unusual pathways - cross country move, potential job change mid-process, etc... Eric also introduced me to a terrific real estate agent who found us our dream house. A+ experience.
    Brandon Sullivan
    Relocating to Texas
  • Wow my husband and I were truly impressed with how easy the LendFriend team made our home buying experience. Eric and his team took extra care in explaining and outlining each step -- a real customer first experience. On top of that, each member of the team was incredibly knowledgeable, organized, and responsive; resulting in an expeditious close! The website promise of working around the clock to support you is 100% factual, we had staff answering questions late night and weekends. The entire team was a real pleasure to work with, so if you are looking for a mortgage broker look no further, LendFriend is the team for you! They will give you peace of mind, get you the best rates, and make you feel confident when buying your home :)
    Sarah Carr
    First Time Homebuyer
  • I have purchased 8 houses in 23 years and have never had an easier closing. Eric and his team have streamlined the process and were a pleasure to work with. They also saved us a lot of money on closing. I highly recommend LendFriend and his team.
    April Magnia
    Seasoned Homebuyer
  • Eric and LendFriend saved the day! We had a lender who struggled so terribly that the sellers were willing to put their property back on the market. Our realtor pulled the deal from the ashes and we chose LendFriend to make it right quickly. We closed a million plus VA loan in 3 weeks and now have our forever home. Thank you LendFriend, Eric, and Morgan!
    Brian Sanford
    VA Jumbo Loan
  • Highly recommend LendFriend!!! As daunting as the process can be to get pre-approved for a mortgage loan, the entire team was great that we worked with that got us to the finish line. Each team member helped us in clearly communicating each step to ensure every step was smooth, in addition being available for a quick call to walk through our questions and concerns when needed. LendFriend was also very competitive with rates and dropped our interest rate last minute right before we closed! They got the job done and made it as stress free as possible.
    Ingrid Eichenberger
    Took Advantage of Rate Float Down
  • I was buying a very competitive home and had to offer a 16 day close to make my offer attractive. I can't believe how helpful LendFriend was in getting me ready for a 16 day close well before the deadline. Their team is insanely good and organized. I'd recommend them to anyone
    Joe Barbano
    Won a Bidding War
  • If you are looking to get the best mortgage possible, Michael and his team at LendFriend are the best! They saved me over $20K in fees and interest rates over the past year. I truly value their transparency and domain knowledge. Michael and his team were always responsive to any questions I had throughout the process. I look forward to working with them again for any subsequent mortgage need!
    Zach Perry
    Repeat Borrower & Veteran

 Weekly Newsletter 

Stay in the Know With The Recap

 Expert insights on mortgage rates, housing trends, and real estate news, delivered to your inbox every week. Join thousands of homebuyers and homeowners already subscribed. 

 A Mortgage Broker in Texas With Nationwide Reach 

We're Texas-based, but we are licensed to serve borrowers across 17 states. Wherever you're buying or refinancing, we bring the same competitive rates, expert guidance, and seamless process. 

Texas 

From Austin and Houston to Dallas, San Antonio, and every market in between, LendFriend Mortgage is the trusted mortgage broker across Texas for conventional loans, jumbo mortgages, VA financing, and specialized Non-QM programs, including self-employed mortgages, asset depletion loans, RSU mortgages, and DSCR loans.

 Key Markets 

North Carolina

North Carolina

Charlotte, Raleigh, and growing tech corridors 

Georgia

Georgia

Atlanta metro and surrounding suburban markets

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Colorado

Denver, Boulder, and Colorado
Springs

Illinois

Illinois

Chicago metro and suburban
markets

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Virginia

Northern Virginia, Richmond, and Hampton Roads

Florida

Florida

Boca Raton, Naples, Tampa, Orlando, and the Gulf Coast

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California

Los Angeles, San Diego, Sacramento, San Francisco, and the Bay Area 

New Jersey

New Jersey

Ridgewood, Millburn & communities like Long Branch and Colts Neck

Also Licensed In

Not sure if we serve your area? 

 We operate in 17 states and are always happy to confirm availability. Reach out, and we'll let you know in minutes. 

 Why LendFriend Mortgage  

A Mortgage Broker Built Around You 

Every borrower is different. As a Texas-experienced mortgage broker, we combine personal attention with access to 40+ lenders, so you get the right loan, not just any loan.

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Around the Clock

We’re available 7 days a week to help you compare mortgage options, get pre-approved, review loan details, and move forward on your timeline.

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More Loan Options 

From conventional, FHA, VA, and jumbo to cash-out refinances, bank statement loans, asset depletion mortgages, and other non-QM programs,  we match your profile with the right lender.

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500+ Five-Star Reviews

Our clients on Google, Zillow, and Yelp consistently call us the best mortgage broker for honest guidance, competitive options, and dependable closings.

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Competitive Rates, No Hidden Costs

Competitive mortgage rates, zero hidden fees, and transparent loan guidance from the moment you reach out through the day you close.

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Dedicated Mortgage Expert

You'll work with a dedicated specialist who understands your goals, income type, and property.

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Fast Closings

Our process is built for speed. Most clients close in 3–4 weeks. If you need to move faster, we can close in as little as 14 days.

Want to Learn More?

Our Learning Center gives you access to everything you need to know about buying a home and navigating the refinancing process in Texas and beyond.

Hours of Operation

Open 7 days a week. Always here when borrowers need us.

Today’s Hours
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Weekly Schedule
Sunday 10:30 AM – 4:30 PM
Monday 8:00 AM – 7:30 PM
Tuesday 8:00 AM – 7:30 PM
Wednesday 8:00 AM – 7:30 PM
Thursday 8:00 AM – 7:30 PM
Friday 8:00 AM – 7:30 PM
Saturday 9:00 AM – 5:00 PM

Get Your Custom Mortgage Rate Quote in Under 2 Minutes

 Work with a trusted mortgage loan broker. No hidden fees, no pressure, just competitive rates and expert guidance from day one.