Smarter Mortgage Solutions. Made Simple.
Your finances may be complex, but your mortgage experience should be simple—with clear guidance and fast closings. LendFriend Mortgage specializes in bank statement loans, asset depletion mortgages, jumbo loans and DSCR financing, with practical solutions built to close.
Responsive Support. Reliable Execution.
A Transparent Mortgage Experience.
As a mortgage broker, LendFriend Mortgage works with over 40 wholesale lenders to compare loan programs instead of forcing borrowers into a single lender's products. We help you find the right fit, not just the easiest approval.
Flexible Mortgage Options for Every Borrower
LendFriend Mortgage works with 40+ wholesale lenders to offer conventional, jumbo, and specialized Non-QM mortgage programs for first-time homebuyers, investors, entrepreneurs, retirees, and borrowers with complex income or assets.
Self-Employed Mortgages
Qualify using 12 or 24 months of personal or business bank statements instead of traditional W-2 income or tax returns.
Asset Depletion Loans
Convert eligible bank accounts, investments, retirement funds, and other assets into qualifying monthly income for a mortgage.
RSU Mortgages
Use eligible Restricted Stock Unit income to strengthen mortgage qualification without needing to liquidate your shares.
Crypto-Backed Mortgages
Use eligible Bitcoin or Ethereum holdings to support mortgage qualification without selling your digital assets.
Jumbo Loans
Competitive financing for higher-value purchases and refinances that exceed conventional conforming loan limits.
Buy Before You Sell
Purchase your next home before selling your current one by unlocking available equity or reducing the impact of your existing mortgage.
DSCR Loans & Investor Mortgages
Qualify investment properties using the property's rental income instead of relying on personal employment or tax-return income.
Professional & Doctor Mortgages
Specialized financing for doctors, attorneys, accountants, and other professionals with flexible down payment and qualification options.
First-Time Homebuyers
Explore conventional, FHA, and VA loan options with flexible down payment programs designed to make buying your first home more accessible.
Transparent Mortgages. Zero Hidden Fees. Happy Borrowers.
We help homebuyers and homeowners save big without surprises. Our tech-driven platform cuts overhead and passes those savings directly to you.
- Competitive mortgage rates with no hidden lender fees or surprise discount points
- Upfront estimates of your monthly mortgage payment, closing costs, and long-term interest
- More loan options, including conventional, jumbo, VA, bank statement, DSCR, and asset depletion mortgages
- Fast mortgage pre-approvals backed by experienced loan experts, not just an online algorithm
- Need a fast mortgage closing? Qualified borrowers can close in as little as 14 days

5/5 Star Reviews on Google, Zillow, and Experience.
See Why Borrowers Call Us the Best Mortgage Broker in Texas
700+ five-star reviews across Google, Zillow, and TrustPilot

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As a 1099 worker with non-traditional income history, Eric was able to think outside the box and help me find a mortgage for my first home. The company was always problem-solving and the process was seamless. I have already recommended them to several other friends and colleagues. If you are a non-traditional borrower or are looking for someone that can come up with creative solutions, check out LendFriend!
Pranay
Self Employed Borrower -
We worked with the LendFriend team and could not recommend it more. As first time home buyers, there is a lot to learn - and LendFriend know how to share their knowledge with patience and professionalism.For anyone considering working with them, just go ahead and give them a call. You will not regret it.
Jesper Holdensen
First Time Homebuyer -
I was buying a very competitive home and had to offer a 16 day close to make my offer attractive. I can't believe how helpful LendFriend was in getting me ready for a 16 day close well before the deadline. Their team is insanely good and organized. I'd recommend them to anyone
Joe Barbano
Won a Bidding War -
Eric and his team were so great to work with. I am a business owner with a background in finance needing a non-conventional mortgage. They made my complicated situation feel easy - and that's when you know you've got the right partner. Would definitely partner with them again.
George
Asset Depletion Mortgage -
I had been looking for a house for 2-3 years and while it was a journey as a business owner with a difficult financial situation this company did what 6 others could not. They got me a jumbo loan based off my business income and when I needed more they just made it happen twice. This process of funding can be extremely difficult and basically a blow to the ego but Eric and his team are literally magicians and my fiancee and I are now closed on out dream house. I recommend them whole heartedly
Shawn Tassone, MD, PhD
Self-Employed Borrower -
Eric and the team at LendFriend were an absolute pleasure to work with. Having had terrible experiences in the past with national/online brokers, I wanted a local broker who I could build trust with. The team was always proactive in making sure the next steps were lined up and executed, it was never on me to guess what needed to happen. Eric answered texts off hours and helped me navigate unusual pathways - cross country move, potential job change mid-process, etc... Eric also introduced me to a terrific real estate agent who found us our dream house. A+ experience.
Brandon Sullivan
Relocating to Texas -
The team at Lendfriend saved the day and helped make this a smooth process for me as a first time homebuyer. I reached out panicked after my original lender was giving me issues after already being under contract. Lendfriend responded with a sense of urgency and care to get me on the right track and allowed me to successfully land my first house! Thank you very much!
Olivia Glenn
First Time Homebuyer -
I have purchased 8 houses in 23 years and have never had an easier closing. Eric and his team have streamlined the process and were a pleasure to work with. They also saved us a lot of money on closing. I highly recommend LendFriend and his team.
April Magnia
Seasoned Homebuyer -
Eric and LendFriend saved the day! We had a lender who struggled so terribly that the sellers were willing to put their property back on the market. Our realtor pulled the deal from the ashes and we chose LendFriend to make it right quickly. We closed a million plus VA loan in 3 weeks and now have our forever home. Thank you LendFriend, Eric, and Morgan!
Brian Sanford
VA Jumbo Loan -
If you are looking to get the best mortgage possible, Michael and his team at LendFriend are the best! They saved me over $20K in fees and interest rates over the past year. I truly value their transparency and domain knowledge. Michael and his team were always responsive to any questions I had throughout the process. I look forward to working with them again for any subsequent mortgage need!
Zach Perry
Repeat Borrower & Veteran
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A Mortgage Broker With Nationwide Reach
Headquartered in Austin, LendFriend Mortgage brings deep local market expertise to homebuyers, homeowners, and real estate investors across Texas and all 16 additional states we serve.
Texas
LendFriend Mortgage is a local Austin market expert serving buyers across West Lake Hills, Dripping Springs, Liberty Hill, Lakeway, Dallas, Houston, The Woodlands, and throughout Texas. We specialize in jumbo mortgages, DSCR loans, bank statement loans, and asset depletion mortgages for entrepreneurs, retirees, and real estate investors.
Featured Mortgage Markets
California
Los Angeles, San Diego, San Francisco, Sacramento, Orange County, and the Bay Area
Colorado
Denver, Boulder, Aurora, Colorado Springs, Fort Collins, and surrounding communities
Florida
Miami, Palm Beach, Boca Raton, Naples, Tampa, Orlando, and the Gulf Coast
Georgia
Atlanta, Savannah, Augusta, Macon, Columbus, and surrounding suburban markets
Illinois
Chicago, Winnetka, Hinsdale, Lake Forest, Oak Brook, Naperville, and the North Shore
New Jersey
Short Hills, Ridgewood, Alpine, Princeton, Colts Neck, Deal, and the Jersey Shore
North Carolina
Charlotte, Raleigh, Cary, Chapel Hill, Lake Norman, Asheville, and growing tech corridors
Virginia
McLean, Great Falls, Arlington, Richmond, Virginia Beach, and Northern Virginia
More States We Serve
Not sure if we serve your area?
We operate in 17 states and are always happy to confirm availability. Reach out, and we’ll let you know in minutes.
How LendFriend Mortgage is Built Around You
Every borrower is different. As a Texas-experienced mortgage broker, we combine personal attention with access to 40+ lenders, so you get the right loan, not just any loan.
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Around the Clock
We’re available 7 days a week to help you compare mortgage options, get pre-approved, review loan details, and move forward on your timeline.
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More Loan Options
From conventional, FHA, VA, and jumbo loans to cash-out refinances, bank statement loans, asset depletion mortgages, no-ratio loans, and other Non-QM programs, we help identify the mortgage option that fits your financial profile.
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500+ Five-Star Reviews
Our clients on Google, Zillow, and Yelp consistently call us the best mortgage broker for honest guidance, competitive options, and dependable closings.
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Competitive Rates, No Hidden Costs
Competitive mortgage rates, zero hidden fees, and transparent loan guidance from the moment you reach out through the day you close.
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Dedicated Mortgage Expert
You'll work with a dedicated specialist who understands your goals, income type, and property.

Fast Closings
Our process is built for speed. Most clients close in 3–4 weeks. If you need to move faster, we can close in as little as 14 days.
Want to Learn More About Mortgages ?
Our Learning Center breaks down mortgage financing in simple terms, from conventional and jumbo loans to specialized options like bank statement loans, asset depletion mortgages, DSCR loans, and crypto-backed financing. Whether you're buying a home, investing in real estate, or refinancing, explore practical guides designed to help you understand your options.
Meet Eric Bernstein, President & Co-Founder
Eric Bernstein is a natural problem solver who built LendFriend Mortgage around helping borrowers find a path forward when the easy answer is “no.”
He especially loves helping homebuyers in a pinch—someone already under contract who was unexpectedly denied by a bank, a self-employed borrower whose tax returns don’t reflect their true cash flow, or a high-net-worth buyer with substantial assets but limited traditional income. These are often the borrowers who have been told they cannot qualify for the home they want.
Eric and the LendFriend team work with more than 40 wholesale lenders and a broad range of mortgage programs, including conventional and jumbo loans, bank statement mortgages, asset depletion loans, DSCR loans, VA financing, and other Non-QM solutions. That lender access gives the team more ways to structure a loan when a traditional bank’s guidelines don’t fit the borrower’s financial picture.
Eric is also the voice behind many of the articles in LendFriend’s Learning Center. Much of that content is inspired by real questions, challenges, and mortgage scenarios the team encounters while helping clients—from entrepreneurs trying to document income to buyers navigating jumbo financing, asset-based qualification, or a last-minute loan rescue.
For Eric, the most rewarding closings are often the hard ones: rescuing a purchase after another lender falls through, helping an entrepreneur qualify without relying solely on tax returns, or showing a borrower who thought homeownership was out of reach that there may still be a way to achieve the American dream.

Hours of Operation
Open 7 days a week. Always here when borrowers need us.
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