Buy or Refinance Your Connecticut Home Today
From Greenwich to Westport, Stamford to Darien, and New Canaan to Hartford, LendFriend Mortgage delivers competitive rates and low fees across Conventional, Jumbo, VA, FHA, and Non-QM home loan programs. Whether you’re purchasing along the Gold Coast, refinancing in Fairfield County, or buying a shoreline property in Old Saybrook, we structure financing with precision — clear guidance, strong pre-approvals, and dependable closings.
Why Connecticut Homebuyers Trust LendFriend Mortgage
Buying a home in Connecticut — whether in Greenwich, Westport, Stamford, Darien, New Haven, or Hartford — requires a lender who understands both the market and the math.
LendFriend Mortgage helps Connecticut buyers secure competitive financing across Conventional, Jumbo, VA, FHA, and Non-QM loan programs. We work through a broad wholesale network, which means access to strong pricing and multiple options instead of being tied to one bank’s guidelines.
But what matters most to buyers isn’t buzzwords. It’s clarity and execution.
We issue strong, well-documented pre-approvals that listing agents take seriously. We communicate early and often. We anticipate underwriting questions before they slow things down. And we close on time.
Full Coverage Across Connecticut Loan Types
Connecticut buyers range from first-time purchasers in New Haven County to high-balance borrowers along the Gold Coast. We originate:
- Conventional home loans
- Jumbo mortgages
- VA loans
- Bank statement and asset-based Non-QM options
Whether financing within conforming limits or above them, our role is simple: secure competitive terms, present clean approvals, and move transactions efficiently from contract to closing.
Experience That Makes Homebuying in Connecticut Stress-Free
With over $1.5 billion in funded loans nationwide, our team has seen nearly every borrower profile and property type. That experience shows up in small but important ways — cleaner files, faster condition turn times, and realistic timelines from the start.
In competitive Connecticut markets, reliability matters. Buyers want confidence that their lender will perform. Realtors want certainty that the deal will close.
That’s what LendFriend Mortgage delivers.
Connecticut Mortgage and Refinance Solutions
Buying or refinancing in Connecticut means understanding how pricing, loan limits, and property types vary from town to town. A purchase in Stamford doesn’t look the same as a refinance in West Hartford or a jumbo loan in Greenwich.
LendFriend Mortgage helps Connecticut borrowers compare conventional, jumbo, VA, FHA, and non-QM options with clear numbers and realistic timelines. Whether you’re purchasing or refinancing, we focus on competitive rates, clean approvals, and dependable closings — so you can move forward with confidence.
Loan Programs Designed for Any Connecticut Borrower
With access to a nationwide network of wholesale lenders, we help Connecticut buyers secure competitive financing based on how they actually earn and hold assets. Whether income comes from salary, bonuses, business ownership, investments, or other sources, the goal is simple: match the right loan with the most competitive rate for the borrower not force a borrower into the wrong loan.
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Jumbo Loans in Connecticut
Conventional home loans and jumbo loans remain the most common option across Connecticut, from Stamford to West Hartford. We walk through down payment options, reserve requirements, and realistic monthly payments before you submit an offer.
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Self Employed Mortgages in Connecticut
Many Connecticut buyers are business owners, independent contractors, or commission-based professionals. Traditional underwriting doesn’t always reflect real earning power. Bank statement loans allow qualifying borrowers to use documented cash flow instead of relying strictly on tax return income.
Crypto-Backed Mortgages in Connecticut
For Bitcoin Maxis and crypto investors, selling Bitcoin to buy a house isn't an option.
Crypto-backed mortgages enable these homebuyers to buy a home without liquidating their holdings or having to pledge their assets. It's a smart solution for savvy crypto investors
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VA Loans in Connecticut With 0% Down
VA loans remain one of the strongest financing options available. With no required down payment and no monthly mortgage insurance, eligible borrowers gain flexibility that conventional financing simply doesn’t offer. In higher-priced Connecticut towns, maximizing entitlement correctly can significantly expand purchasing power.
Asset Depletion Mortgages in Connecticut
Many Connecticut buyers hold significant wealth in brokerage accounts, retirement funds, or liquidity from prior investments.
Asset Depletion Loans allow borrowers to use documented assets to support mortgage approval when traditional income doesn’t tell the full story.
Buy Before You Sell in Connecticut
Coordinating two transactions at once is often the most stressful part of moving. Timing rarely lines up perfectly. Buy before you sell strategies can help bridge that gap — allowing you to secure your next Connecticut home while preparing your current property for sale without rushed decisions.
Ready to Buy a Home in Connecticut?
Whether you’re looking in Greenwich, Westport, Stamford, or West Hartford, the first step isn’t filling out paperwork — it’s understanding what you can comfortably afford and how your financing will look in the real world.
We help Connecticut buyers review real numbers early: purchase price, cash to close, monthly payment, and realistic timelines. From conforming loans to jumbo financing in higher-priced towns, we compare options clearly so you know exactly what you’re committing to before you submit an offer.
If you’re refinancing, we’ll evaluate whether it actually improves your position — lower payment, better structure, or stronger long-term flexibility — not just whether the rate looks good online.
You can connect online or speak directly with someone who knows the Connecticut market. No scripts. No pressure. Just clear answers and a defined next step.
LendFriend Mortgage serves the following areas in Connecticut:
Whether you’re purchasing along the Connecticut shoreline, moving into a Fairfield County suburb, or refinancing in one of the state’s established New England towns, LendFriend Mortgage helps buyers and investors secure the right home loan for their situation. We offer flexible financing for primary residences, second homes, and investment properties, and work with clients across Connecticut’s most sought-after communities — including:
- Greenwich
- Westport
- Fairfield
- Darien
- New Canaan
- Stamford
- Norwalk
- Ridgefield
- West Hartford
- Glastonbury
What Our Borrowers Say About LendFriend
5/5 Star Reviews on Google, Zillow, and Experience.
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Eric and his team were very helpful in our first time home buying experience. He took the time to walk us through the process and work closely with us in the beginning, answered our numerous questions during, and was able to lock us in with a good rate and close the deal. Thank you!
Shelby Tuinstra
Closed February 2026 -
My wife and I chose LendFriend when financing our first home purchase and we could not be happier with the process. The entire team was so knowledgeable, helpful, and communicative from the initial consultation through closing. We absolutely recommend LendFriend to anyone looking to buy or refinance their home!
Andrew Depies
Closed December 2025 -
As a first home buyer, the team helped me tremendously through the entire process. They explained every single step and answered my million questions. I have a better understanding thanks in part them, of this whole process when i go through it again in the future. Thank you!!!
Dom
Closed July 2025 -
Eric Bernstein and Morgan Cunningham at LendFriend made buying our new home an absolute breeze. They were very responsive and got us a great rate. We closed quickly and felt taken care of every step of the way. Highly recommend the LendFriend team!
Ty McCullough
Closed November 2025 -
Eric and his team was so amazing! They were so responsive and helped us come up with great strategies along the way! Eric would respond literally at any time of the day and they were able to help us manage a really quick close! We are so grateful for their support!!
Jo Reyes
Closed November 2025 -
LendFriend has an absolutely amazing team! Working with Eric, Morgan, Crystal, and the whole team was wonderful. They worked with me by educating and guiding me throughout the whole home buying process and helped me secure the best loan to put me in my first home. I could not recommend working with them more!
Sean D'souza
Closed October 2025
Frequently Asked Questions
Why choose LendFriend Mortgage?
LendFriend Mortgage is a mortgage brokerage built for today’s Connecticut homebuyers and homeowners. We originate Conventional, Jumbo, FHA, VA, VA IRRRL, and advanced Non-QM loans including bank statement, asset depletion, DSCR, and crypto-backed financing.
What makes us different isn’t just product depth — it’s execution.
As a mortgage broker, we shop multiple wholesale lenders to structure the most competitive option for your scenario. And after your first transaction, we waive lender fees on future loans — because we build long-term relationships, not one-time transactions.
How can I get the best mortgage rate?
Securing a competitive mortgage rate starts with preparation and proper structuring.
Your rate is influenced by several key factors:
- Credit score
- Down payment amount
- Debt-to-income ratio
- Loan program
- Property type
- Market conditions
The strongest outcomes come from aligning these variables strategically. That may mean optimizing your credit utilization, adjusting your down payment structure, or selecting the right loan product for your scenario.
Working with a mortgage broker can also make a meaningful difference, as brokers have access to multiple lenders rather than a single institution’s pricing.
At LendFriend, we focus on delivering a well-structured loan — not just a headline rate — so your financing supports both your purchase and your long-term financial goals.
What’s the first step in getting a mortgage?
The first step is gaining clarity on your financial position.
Before beginning your home search, it’s important to understand:
- How much you can comfortably afford
- Your available down payment
- Your projected monthly payment
- How your income and debt affect qualification
At LendFriend, we begin with a financial review to determine your realistic home shopping budget. From there, we assess documentation, analyze debt-to-income, identify the most appropriate loan program, and issue a strong preapproval.
Approaching the process in this order provides confidence when it’s time to make an offer and helps ensure a smooth path to closing.