Check Out How Much $800K Can Buy You Across Austin

With a budget of $800,000, the doors to nearly any neighborhood in and around Austin swing wide open. From luxury townhomes downtown to spacious single-family homes in sought-after suburbs, $800K gives you the flexibility to pick the community that best fits your lifestyle. Whether you're looking for modern living in East Austin, hill country views in Allandale and Northwest Hills, or family-friendly (and expansive) spaces in Cedar Park and Leander, your options are endless with this budget.

With the current inventory of homes up by 20% from last year and mortgage rates still elevated, buyers are in a prime position to negotiate fantastic deals. Austin is poised for another of home price appreciation, so now is the perfect time to take advantage of your negotiating power. Whether you're a first-time homebuyer or looking to relocate, there are great options all over the city that fit a variety of needs and preferences.

Making the home purchase possible with affordable financing!

Purchasing a home in Austin doesn’t have to be out of reach. With financing options like 3% down conventional loans, it’s possible to get into a home with minimal upfront costs. On a $800,000 home, that's just $24,000 down - but at this price point, I always suggest buyers try to put at least 10% down. Plus, with closing costs typically around 2% of the purchase price, you can be looking at a minimum $40,000 upfront to get the keys to your new place.

But that doesn't have to be $40,000 out of your pocket. The beautiful thing about Austin's market in 2025 is that sellers are ready to make a deal. That means you can negotiate having the seller pay for the upfront costs to buy a home. About 60% of our Austin deals have some form of concession from the seller to lower closing costs. Or, for those wanting to lower their initial monthly payments, temporary buydowns are a fantastic option. These programs allow you to reduce your interest rate for the first few years, and many sellers are willing to contribute to this cost. Check out our guide to temporary buydowns here.

Now, let’s explore some amazing properties under $800K in some of Austin's most desirable neighborhoods:

2502 Spruceleaf Cir, Austin, TX 78757 (priced at $799,000) 

🏡 2502 Spruceleaf Cir, Austin, TX 78757

• $750,000 | 4 Bed | 3 Bath | 1,690 sqft | 1964 (updated 2024)

• Monthly Payment: $4,266/month with 10% down at 6.5%*

• Located in the highly desirable Allandale neighborhood, this spacious home offers classic charm with modern updates, a large lot, and quick access to downtown Austin. 

🏡 3017 E 16th St, Austin, TX 78702

• $799,000 | 3 Bed | 2.5 Bath | 1,804 sqft | 2017

• Monthly Payment: $4,545/month with 10% down at 6.5%*

• Stunning modern home in the heart of East Austin, featuring sleek finishes, an open-concept layout, and just minutes from downtown nightlife and entertainment. 

🏡 4916 China Garden Dr, Austin, TX 78730

• $799,000 | 4 Bed | 3 Bath | 2,800 sqft | 2002

• Monthly Payment: ~$4,600/month with 3% down at 6.5%*

• Beautiful hill country home in the coveted River Place community with sweeping views, top-rated schools, and direct access to hiking trails. 

🏡 7701 Penelope Cir, Austin, TX 78759

• $789,000 | 4 Bed | 2.5 Bath | 2,226 sqft | 1975

• Monthly Payment: $4,488/month with 10% down at 6.5%*

• Nestled in the desirable Northwest Hills area, this home offers spacious living areas, a private backyard, and quick access to The Domain and downtown. 

🏡 2407 Hancock Dr, Austin, TX 78756

• $750,000 | 3 Bed | 2 Bath | 1,4148 sqft | 1948 (updated 2019)

• Monthly Payment: $4,266/month with 10% down at 6.5%*

• Charming mid-century home in the heart of Rosedale, offering walkability to local shops, top-rated schools, and just minutes from downtown. 

🏡 4916 China Garden Dr, Austin, TX 78730

• $800,000 | 4 Bed | 3 Bath | 3,116 sqft | 1997

• Monthly Payment: $4,550/month with 10% down at 6.5%*

• Located in the prestigious River Place neighborhood. Features include a primary suite with greenbelt views, a dedicated office, and spacious living areas. Community parks, tennis courts, and nature trails just minutes away.

🏡 2140 Sage Creek Loop, Austin, TX 78704

• $750,000 | 3 Bed | 2.5 Bath | 2,098 sqft | 2001

• Monthly Payment: ~4,266/month with 10% down at 6.5%*

• Nestled in a quiet, low-traffic pocket of just 18 unique homes, this charming Craftsman-style residence offers the character of Travis Heights without the premium price. Just minutes from downtown, South Congress, and Stacy Park.

🏡 2717 Highland Trl, Leander, TX 78641

• $775,000 | 4 Bed | 3.5 Bath | 3,442 sqft | 2010

• Monthly Payment: $4,408/month with 10% down at 6.5%*

• Right in family-friendly Leander community, this modern home boasts an open floor plan, a chef's kitchen with granite countertops, and expansive living spaces. With access to top-rated schools and lush walking trails, it's perfect for growing families looking for an escape with easy access to Austin.

• $750000 | 4 Bed | 3.5 Bath | 3,422 sqft | 2002

• Monthly Payment: $4,266/month with 3% down at 6.5%*

• Situated in the heart of Buttercup Creek, this spacious two-story home boasts elegant finishes, a gourmet kitchen, and a sprawling backyard perfect for outdoor gatherings. Enjoy top-rated schools, beautiful parks, and easy access to major highways, making it a prime location for families.

These listings highlight just a few of the fantastic opportunities available for $800,000 or less in amazing neighborhoods all around Austin. Whether you’re seeking suburban peace, proximity to downtown, or family-friendly communities, there’s something here for you. If you're ready to explore these options, please give us a call at 512.881.5099, and we can put you in contact with an agent who can help make your dream of homeownership a reality.

*All monthly payments are based on a 10% down, conventional rate loan for first-time homebuyers with a 720+ credit score. Interest rate used is 6.5% for estimation purposes. These are listings that can be found on Zillow as of today. Availability and price are subject to change.