Sign Up for Mortgage Rate Alerts and Never Miss a Drop
Sign-Up For Mortgage Rate Updates
and Never Miss a Rate Drop
➕ Mortgage Rate Forecasts & Insights
➕ Real-Time Alerts When Rates Drop
➕ Friday Recaps With Must-Know Housing and Mortgage Market Moves
➕ Mortgage Rate Forecasts & Insights
➕ Real-Time Alerts When Rates Drop
➕ Friday Recaps With Must-Know Housing and Mortgage Market Moves
Join 2,000+ subscribers every week. Always free. Stop at any time.
Join 2,000+ subscribers every week. Always free. Unsubscribe at any time.
How Our Rate Alerts Help Homebuyers Save on Their Mortgage
Thousands of smart homebuyers and homeowners have used LendFriend’s rate alerts to lock in lower rates at just the right time — saving money on their mortgage payments for years to come. Here are just 2 examples of borrowers who saved thousands with our Rate Alert.
✅ $4,500 Upfront Savings — Thanks to a Realtor Who Cares
A realtor on our Friday Rate Alert list helped her buyer Ft. Lauderdale, Florida save $4,500 upfront. Her client was under contract — working with another lender who offered him a 6.375% + $3,000 in discount points. After the realtor saw our alert, she introduced us to her client— and we locked in 6.125% + a $1,500 credit. That’s $4,500 saved on day one PLUS $695 per year in lower interest — all because a realtor wanted her buyer to get a better deal.
✅ $11,000 Saved — Just By Getting a Second Opinion
Another borrower in San Antonio, Texas was about to lock in a rate from a lender his realtor had recommended — it seemed like a great deal. But after getting our rate text, he reached out to us. We offered the same rate but with no points and no fees — saving him over $11,000 in discount points. That’s money he could now put toward furniture, renovations, or whatever he wants — plus he enjoyed a faster closing and the 5-star service we’re known for.
Mortgage Rate FAQs: What You Need to Know and How LendFriend Helps You Save
Why Sign Up for Mortgage Rate Alerts?
Get notified when mortgage rates drop — so you can secure a lower payment before the market shifts.
Being able to see rates come down in real time allows you to better time the market. Typically for every 1% rates fall, about 1 million more Americans reignite their home shopping search and qualify easier for their dream home.
What’s Included in Our Rate Alerts?
Check out the prior week's Rate Update here as an example. Our weekly mortgage rate updates show rats for 30-year fixed, VA, FHA, jumbo, and ARM loan options.
The text will also have a quick blurb about the most important items that had an impact on mortgage rates over the week.
Who Benefits from Rate Alerts?
Homebuyers, homeowners looking to refinance, and investors can all gain by knowing when it’s time to lock in the best mortgage rate.
How are these different from the average mortgage rates calculated?
The national mortgage rate averages shown above come from the Optimal Blue Mortgage Market Indices (OBMMI). These rates represent a daily average of actual locked rates across thousands of lenders nationwide. The index includes a wide range of borrowers, property type (condo vs house), loan type (primary, secondary, investment), credit scores, and loan-to-value ratios, so it reflects general market pricing rather than a specific lender’s rate sheet.
LendFriend uses a typical borrower profile to price out a real scenario. Our rates are accurate and apply to the average LendFriend borrower.
Why are LendFriend's rates often lower than the national average?
LendFriend Mortgage is a family-owned, independent mortgage broker. That means we work with many different lenders to shop around and find you the best deal — not just the rates from one bank. Because of this, we can often offer access to wholesale mortgage rates that are lower than the national average.
We’re a small business, not a big bank. Unlike large lenders with high overhead costs, we keep things lean so there’s less cost passed on to you. On top of that, we help match you with the right loan program for your needs — and you may qualify for special discounts or lender credits through us that you wouldn’t get elsewhere, helping you save even more.
What’s the difference between conforming, jumbo, VA, FHA, and ARM rates?
Each loan type has its own eligibility criteria, risk profile, and secondary market pricing:
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Conforming loans (up to Fannie Mae/Freddie Mac limits) usually have the best rates for well-qualified borrowers.
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Jumbo loans exceed conforming limits and often have slightly higher rates.
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VA loans (for veterans/military) can offer below-market rates and reduced fees.
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FHA loans may have competitive rates, but they include mortgage insurance premiums that affect the overall cost.
- ARM products (aka adjustable rate mortgages) are fixed for an initial period (typically 5-10 years) and then adjusting to a market rate thereafter. It's a great option if you see yourself refinancing or selling within the initial period.
We offer a wide range of mortgage loan options and can help you find the one that suits you best.
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...LendFriend was great to work with throughout the entire process. They were instrumental in getting us the best possible interest rate while keeping loan fees to a minimum. Great experience!
Anthony Walsh
Closed Sept 2024 -
Can’t imagine going through the home buying process without the team at LendFriend. Their communication through every part of this was above and beyond. Always checking in to make sure that any document or info coming my way was understood (it’s a lot to take in as a FTHB). Also appreciate that Eric was also able to follow the market and get me a lower rate closer to close since we weren’t locked in at the start of our process. Overall you’ll have a great experience no matter who your point of contact is there. Highly recommend and will definitely be coming back to them for any future needs!
Nick Brito
Closed May 2024 -
They got me the best rate possible, managed close on an aggressive timeline and worked (with) my builder to iron any issues. These guys are the best out there
Amrit Sandhu
Closed August 2024 -
They did an amazing job to help me close in less than 30 days and got me the best rate available! Would definitely recommend
Austin Mills
Closed May 2024 -
They got me an awesome rate and found me a ton of credits as a first time home buyer. I always felt like they had my best interests in mind. Thanks to everyone at LendFriend for your hard work!
Andrew Hong
Closed June 2024 -
LendFriend provided a fantastic experience. I’ve been working trying to find the perfect home for years and LendFriend was there for me at every step of the way. Not only did I get an amazing rate that no other lender could touch, the customer service is unbelievable. Even my realtor said it’s the best, most organized and communicative lender she’s ever seen. Shout out to Eric, Morgan, Crystal and Chelsey for making this homebuying process so easy. Thanks y’all
Wade Swofford
Closed March 2024