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Self-Employed Home Loans

Mortgages made easy for entrepreneurs, business owners, influencers and more!

AMAZINGLY SIMPLE  PROCESS.

  • No tax returns required! 

  • Streamlined, stress-free process that won't bury you in paperwork

  • Great rates and unmatched customer service for the best home financing experience

PLUS – You'll work with a team of likeminded entrepreneurs who understand and appreciate your needs! Just check out our story below…


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WHY CHOOSE LENDFRIEND?

At LendFriend Mortgage, we are dedicated to providing you a low rate with an industry-leading, first-class experience by leveraging user-friendly technology and a transparent application process.

Around the Clock

We're here for you 7 days a week, 365 days a year.

Loan Options

LendFriend Mortgage has an expansive suite of mortgage programs.

Ease-of-Use

We make the entire process easy with our user-friendly technology

Low, Low Rates

LendFriend Mortgage offers super low rates with no points.

No Lender Fees. Ever.

Your mortgage will be free of lender fees when you work with us.

Close in 3 Weeks

Don’t wait months. Close your loan in 3 weeks.

WHY CHOOSE LENDFRIEND?

At LendFriend Mortgage, we are dedicated to providing you a low rate with an industry-leading, first-class experience by leveraging user-friendly technology and a transparent application process.

Around the Clock

We're here for you 7 days a week, 365 days a year.

Loan Options

LendFriend Mortgage has an expansive suite of mortgage programs.

Ease-of-Use

We make the entire process easy with our user-friendly technology

Low, Low Rates

LendFriend Mortgage offers super low rates with no points.

No Lender Fees. Ever.

Your mortgage will be free of lender fees when you work with us.

Close in 3 Weeks

Don’t wait months. Close your loan in 3 weeks.

3-Sep-02-2024-03-11-26-3988-PM

Stronger Negotiating Position when Buying a Home 

The equity in your current home is unlocked and used as a downpayment on your new home; meaning no sales contingency required! Sellers HATE sales contingencies. Without a sales contingency, your offer is stronger, increasing your chances of buying your next home with ease.

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Get the Highest and Best Sale Price

Without feeling pressured to sell quickly, you can wait for the best offer on your current home. List your home at the best time, market it effectively, and attract more competitive offers. With no rush, you can negotiate better terms and get the highest selling price.

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Reduced Stress

Don't worry about finding temporary housing or organizing multiple moves. Avoid the chaos of having to coordinate the sale of your current home and the purchase of a new one. Transition seamlessly from one home to another and reduce stress or anxiety, making the moving process more manageable and organized.

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Time for Improvements

Make necessary renovations or updates to your new property before you move in. Painting, remodeling, or other improvements would be more challenging if you were already living there. Moving into a freshly updated home (instead of living in it during renovations) is just so much nicer!

Eric and Michael started LendFriend from their apartment.....
Eric and Mike Centered

.....in Austin, Texas with nothing but a dream to create a easy process to help borrowers finance their dream homes. That dream turned into a reality that has funded over $1 billion in mortgages and helped thousands of families across the country.

But even with their success, Eric and Michael faced a surprising problem—they were being overwhelmed by an unnecessarily complicated process when getting mortgages for their own homes - simply because they were self-employed!

Realizing millions of other business owners and entrepreneurs faced this same problem, they decided to create simple, straightforward loan process for business owners like themselves. Instead of relying on the mountains of paperwork lenders requested from them, they focused on cash flow, bank statements, and other income sources, making it easier for self-employed people to qualify for loans.

Today, LendFriend Mortgage is dedicated to helping others, especially business owners and freelancers, achieve the dream of homeownership. The Bernstein brothers’ story shows that with the right support, anyone can find a way to make owning a home possible.

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Check Out Some Of Our 5-Star Reviews From Entrepreneurs

5/5 Star Reviews on Google, Zillow, and Experience.

Google 5-stars
  • I am so grateful for Micheal and his team. As a first time homebuyer with multiple businesses, I was very nervous about the loan process. Anyone who’s self employed knows loan processes for us are more extensive but LendFriend made it an ease. From getting a great rate to closing, they made clear communication and were extremely helpful .... They are truly amazing people to have on your team. Thank you Micheal, Morgan and Crystal.
    Annie Momin
    Closed September 2024
  • Can’t imagine going through the home buying process without the team at LendFriend. Their communication through every part of this was above and beyond. Always checking in to make sure that any document or info coming my way was understood (it’s a lot to take in as a FTHB). Also appreciate that Eric was also able to follow the market and get me a lower rate closer to close since we weren’t locked in at the start of our process. Overall you’ll have a great experience no matter who your point of contact is there. Highly recommend and will definitely be coming back to them for any future needs!
    Nick Brito
    Closed May 2024
  • I had a great experience working with Eric and his team @ LendFriend. As a CEO/business owner my personal finances can be complex. Eric was able to bring me a tailored solution that met my needs without making the process unnecessarily clunky or painful. I highly recommend Eric and his team if you’re looking for alternative solutions with great rates.
    Andrew Didier
    Closed August 2024
  • Eric and his team are great! They helped me get the best rate and were incredibly proactive on getting me the best deal as the market was changing. I will definitely work with him again and highly recommend anyone else that has questions about real estate to give him a call and he will do his best to understand and provide you the best outcome
    Blake
    Closed May 2024

LOWER INTEREST RATE GUARANTEED AT LENDFRIEND

Get an even lower interest rate at LendFriend Mortgage.

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The payment on a $300,000 30-year Fixed Rate Refinance Loan at 6.490% and 60% loan-to-value (LTV) with  is $1,774.61 on a property in the state of Texas. The Annual Percentage Rate (APR) is 6.047%. The payment on a $300,000 15-year Fixed Rate Refinance Loan at 4.99% and 60% loan-to-value (LTV)  is $2,370.82 on a property in the state of Texas. The Annual Percentage Rate (APR) is 5.718%. The payment on a $300,000 30 year Fixed Rate Refinance Loan (VA) at 5.25% and 60% loan-to-value (LTV) is $1,774.61 on a property in the state of Texas.  The Annual Percentage Rate (APR) is 5.416%. The payment on a $300,000 30-year Fixed Rate Refinance Loan  (FHA) at 5.25% and 60% loan-to-value (LTV) is $1,656.61 on a property in the state of Texas. The Annual Percentage Rate (APR) is 5.718%. Payment does not include taxes and insurance premiums. The payment on a $900,000 30-year Jumbo Refinance Loan at 5.875% and 60% loan-to-value (LTV) is $5,323.84 on a property in the state of Texas. The Annual Percentage Rate (APR) is 6.005%. The payment on a $900,000 Jumbo 7/6 ARM Refinance Loan at 5.725% and 60% loan-to-value (LTV) is $5,237.87 on a property in the state of Texas. The Annual Percentage Rate (APR) is 6.056%. Payment does not include taxes and insurance premiums.  All rates assume borrower has a credit score above 780+ and are paying a 1% discount point. Some state and county maximum loan amount restrictions may apply.  We don’t yet have your complete financial picture.  Your actual rate and payment could be higher. Get an official Loan Estimate before choosing a loan.  Loan approval is subject to underwriter review: not everyone who applies will be approved.  These rates are current as of 10/4/2024 at 4:49 PM CT.

The payment on a $300,000 30-year Fixed Rate Refinance Loan at 6.490% and 60% loan-to-value (LTV) with  is $1,774.61 on a property in the state of Texas. The Annual Percentage Rate (APR) is 6.047%. The payment on a $300,000 15-year Fixed Rate Refinance Loan at 4.99% and 60% loan-to-value (LTV)  is $2,370.82 on a property in the state of Texas. The Annual Percentage Rate (APR) is 5.718%. The payment on a $300,000 30 year Fixed Rate Refinance Loan (VA) at 5.25% and 60% loan-to-value (LTV) is $1,774.61 on a property in the state of Texas.  The Annual Percentage Rate (APR) is 5.416%. The payment on a $300,000 30-year Fixed Rate Refinance Loan  (FHA) at 5.25% and 60% loan-to-value (LTV) is $1,656.61 on a property in the state of Texas. The Annual Percentage Rate (APR) is 5.718%. Payment does not include taxes and insurance premiums. The payment on a $900,000 30-year Jumbo Refinance Loan at 5.875% and 60% loan-to-value (LTV) is $5,323.84 on a property in the state of Texas. The Annual Percentage Rate (APR) is 6.005%. The payment on a $900,000 Jumbo 7/6 ARM Refinance Loan at 5.725% and 60% loan-to-value (LTV) is $5,237.87 on a property in the state of Texas. The Annual Percentage Rate (APR) is 6.056%. Payment does not include taxes and insurance premiums.  All rates assume borrower has a credit score above 780+ and are paying a 1% discount point. Some state and county maximum loan amount restrictions may apply.  We don’t yet have your complete financial picture.  Your actual rate and payment could be higher. Get an official Loan Estimate before choosing a loan.  Loan approval is subject to underwriter review: not everyone who applies will be approved.  These rates are current as of 10/4/2024 at 4:49 PM CT.

THE BEST LOAN EXPERIENCE YOU'LL EVER HAVE

Forget everything you know about the mortgage process from other companies.  Our seamless, transparent process is lightning fast with the visibility throughout the entire cycle to track the exact status of your loan while we work to close your loan.

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Average number of DAYS to get a loan commitment from LendFriend

22

Average Number of DAYS to close your loan.

7

Average number of MINUTES it takes to complete our loan application.

WHAT TO EXPECT WITH OUR PROCESS.

Get ready for a loan experience unlike any you’ve ever had. A friendly, responsive representative will help guide you throughout the entire process; from application to funding to anything you’ll ever need beyond. A different way to mortgage by a different kind of mortgage company.

Step 1: Application

Complete our easy online application.

Step 2: Disclosure

Review and e-Sign our disclosure forms.

Step 3: Initial Documentation

Submit your documents.

Step 4: Conditional Approval

Receive your loan approval from underwriting.

Step 5: Loan Closing!

A notary comes to your house for closing.

WHAT TO EXPECT WITH OUR PROCESS.

Get ready for a loan experience unlike any you’ve ever had. A friendly, responsive representative will help guide you throughout the entire process; from application to funding to anything you’ll ever need beyond. A different way to mortgage by a different kind of mortgage company.

Step 1: Application

Complete our easy online application.

Step 2: Disclosure

Review and e-Sign our disclosure forms.

Step 3: Initial Documentation

Submit your documents.

Step 4: Conditional Approval

Receive your loan approval from underwriting.

Step 5: Loan Closing!

A notary comes to your house for closing.

Contact us today to get a custom rate quote in less than 2 minutes!