Mortgage Broker in Westport, CT for Jumbo & Non-QM Loan Options
As a mortgage broker serving Greenwich, Westport and Fairfield, we deliver competitive jumbo pricing with flexible guidelines and fast approvals.
Why Homebuyers Trust LendFriend With Their Jumbo Loans Across Connecticut
At LendFriend Mortgage, we specialize in helping buyers in Westport, Fairfield, and Greenwich secure jumbo financing that fits their goals—whether that’s a classic 30-year fixed, an ARM, or a non-QM solution for self-employed and retired borrowers. With strong lender relationships, we deliver options tailored for luxury homes, waterfront estates, and high-end properties throughout lower Fairfield County.
Here’s why jumbo borrowers in Westport, Fairfield, and Greenwich choose us:
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We know jumbo. From waterfront estates by Compo Beach to Fairfield’s Greenfield Hill homes and luxury properties in Greenwich, we’ve closed jumbo loans across the region. We know which lenders move fast and price aggressively.
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More than 30-year fixed. While many borrowers choose a conventional 30-year fixed jumbo mortgage, we also offer ARMs like 7/1 and 5/1—ideal for lowering payments if you don’t plan to hold your home long term.
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Flexible qualification programs. If you’re self-employed or retired, we provide bank-statement loans and asset-depletion programs that let deposits or investments count as income.
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Custom structure for better pricing. We tailor loan-to-value, term, and reserves to secure the most competitive jumbo rates available for Westport, Fairfield, and Greenwich buyers.
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Fast approvals. Our jumbo process is built for high-end transactions. Many clients in these communities close in 30 days or less.
What Our Jumbo and Self Employed Borrowers Say About LendFriend
5/5 Star Reviews on Google, Zillow, and Experience.
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LendFriend has been an outstanding lending partner, reliable, transparent, and incredibly easy to work with. Their team made the entire process smooth from start to finish, always available to answer questions and guide us through each step. I highly recommend LendFriend to anyone looking for a trustworthy and efficient lender.
Trung Nguyen
Closed July 2025 -
LendFriend made my homebuying experience so easy. As a business owner, I heard horror stories about how hard it can be for guys like me to get a mortgage. Thankfully I found LendFriend. Eric and the team had me approved in no time. My rate was great and they closed on time. Couldn’t ask for more
David Marino
Closed August 2025 -
I had been looking for a house for 2-3 years and while it was a journey as a business owner with a difficult financial situation this company did what 6 others could not. They got me a jumbo loan based off my business income and when I needed more they just made it happen twice. This process of funding can be extremely difficult and basically a blow to the ego but Eric and his team are literally magicians and my fiancee and I are now closed on out dream house. I recommend them whole heartedly
Shawn Tassone, MD, PhD
Closed April 2025 -
These guys are the best in the business. At the recommendation from a friend, we used LendFriend to help us purchase our home in Connecticut, and I could not be more satisfied with the level of service they provided. This was not our first home purchase, and the difference between obtaining the mortgage this time around and the last is no comparison. They helped come up with solutions to make purchasing our new home as easy as possible prior to completing the sale of our current, were available to answer all of our questions 24/7, and most importantly were able to close with an extremely quick timeline.
Russell B
Closed March 2025 -
I am so grateful for Micheal and his team at LendFriend. As a first time homebuyer with multiple businesses, I was very nervous about the loan process. Anyone who’s self employed knows loan processes for us are more extensive but LendFriend made it an ease. From getting a great rate to closing, they made clear communication and were extremely helpful in making sure I had everything I needed to ensure we got the final approval well in advance of closing date. They are truly amazing people to have on your team. Thank you Micheal, Morgan and Crystal for your encouraging words and optimism throughout this process.
Annie Momin
Closed September 2024
Loan Programs To Suit Every Connecticut Borrower's Needs!
With access to hundreds of mortgage investors, we offer flexible home loan options for nearly every situation. Whether you're applying with 1099 income, running your own business, looking to leverage your assets, we’ve got you covered. We're here to say yes where traditional lenders have said no. Let us help you make homeownership happen.
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Asset Depletion Mortgage for HNW Individuals
Leverage your assets to qualify for your dream home with an asset depletion mortgage. Use your bank accounts, investment portfolios, and retirement funds as income. Our asset-based lending solutions are ideal for high net worth individuals with non-traditional income.
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Self Employed Mortgages For Entrepreneurs and 1099 earners
Getting a mortgage for self employed income shouldn't be so hard. We make it easy with self employed mortgage options that don’t require tax returns or W2s—no red tape, just real solutions.
Crypto-Backed Mortgages for Bitcoin and Ethereum Investors
Buy a house with bitcoin without selling a token using crypto-backed mortgages! No income needed. Qualify to buy your dream home using just your Bitcoin and Ethereum holdings
RSU Mortgages For Tech Employees
Leverage your Restricted Stock Units to qualify for a mortgage without waiting or cashing out shares. Our RSU mortgage program recognizes vested stock grants as income, giving tech employees and equity-compensated professionals a faster path to homeownership.
Buy Before You Sell
Move into your new home before selling your current one with our Buy Before You Sell program. Unlock your equity upfront, avoid contingent offers, and buy with confidence—without the stress of timing two closings.
One Time Close Construction Loans
Build your dream home and skip the stress of multiple closings. Our one-time close construction loan covers construction and permanent financing—saving time, money, and hassle from start to finish.
Straightforward Qualification That Works for Westport, Fairfield & Greenwich Buyers
Wondering what it takes to qualify for a jumbo loan in Westport, Fairfield, or Greenwich? At LendFriend, we make the process clear and straightforward. Our focus is on transparency and flexibility so you know exactly what lenders expect before you apply.
Transparent income, credit, and DTI guidelines
We break down jumbo loan requirements—credit score, documentation, and debt-to-income ratios—so you can plan ahead without surprises. Whether you’re targeting a 30-year jumbo mortgage or comparing jumbo ARM rates, we’ll map out exactly what it takes to qualify in these markets.
Flexible solutions for self-employed professionals and retirees
Not everyone fits neatly into a W-2. That’s why we specialize in self-employed jumbo loans and asset-depletion programs—perfect for Westport entrepreneurs, Fairfield consultants, and Greenwich retirees. With options like bank-statement mortgages, your deposits (not tax returns) tell your financial story, while asset-depletion loans turn your portfolio into qualifying income.
Ready When You Are – Let's Get Started
Whether you’re buying a Westport waterfront, a Fairfield Greenfield Hill estate, or a Greenwich backcountry property, our team builds jumbo mortgages around your goals. From ten-percent-down programs to specialty non-QM solutions, we make sure you’re set up for success.
Apply for a jumbo loan online today or connect with a local expert. We’ll compare current jumbo mortgage rates, explain how jumbo loans differ from conventional mortgages, and lay out a clear path to closing. Most of our clients in Westport, Fairfield, and Greenwich close in 30 days or less.
FAQs – What You Need to Know Before You Choose a Mortgage Broker in Connecticut
What loan amount qualifies as a jumbo loan in Westport, Fairfield & Greenwich?
In Fairfield County, Connecticut, the 2025 conforming loan limit for a one-unit property is $851,000. That means any mortgage above this amount is considered a jumbo loan.
Here’s the breakdown of the 2025 limits:
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One-unit property: $851,000
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Two-unit property: $1,089,450
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Three-unit property: $1,248,150
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Four-unit property: $1,551,250
Because Westport, Fairfield, and Greenwich are all part of Fairfield County, most luxury homes, waterfront estates, and high-value properties in these areas will require jumbo financing.
How much can I borrow with a jumbo loan?
With the right qualifications, jumbo loan amounts in Fairfield County can reach several million dollars. Your exact approval depends on factors like credit score, debt-to-income ratio, and cash reserves. Stronger profiles—such as higher credit, lower LTV, and more reserves—unlock the best jumbo mortgage rates and terms.
Do jumbo loans require perfect credit?
Not necessarily. While a credit score of 700+ often earns the most competitive jumbo loan interest rates, we work with borrowers who have slightly lower scores if they have strong compensating factors like a larger down payment or more reserves. At LendFriend, we’ll help you improve your credit if needed, so you’re positioned to qualify for the best jumbo loan rates today.
Can I get a jumbo loan if I’m self-employed or have complex income?
Yes. We specialize in non-QM programs like bank statement mortgages, asset-depletion loans, and even RSU income qualification for tech professionals. These allow self-employed borrowers, high-asset households, and retirees in Westport, Fairfield, and Greenwich to qualify without relying on W-2s or traditional tax returns.
What property types are eligible for jumbo financing?
Eligible properties include single-family homes, condos, townhomes, and even 2–4 unit investment properties (subject to lender guidelines). Whether you’re financing a Westport waterfront, a Fairfield Greenfield Hill estate, or a Greenwich backcountry property, we’ll help match you to the best jumbo program.
How do jumbo loan interest rates compare to conventional rates?
In competitive markets like Fairfield County, jumbo loan rates are often just as good—or even lower—than conventional rates. That’s because lenders compete for strong jumbo borrowers. We monitor local jumbo rates daily to ensure you’re positioned for the best terms.
Can I refinance a jumbo loan?
Yes. Many homeowners choose a jumbo refinance to lower their interest rate, move from an ARM to a fixed-rate mortgage, or tap into equity. Refinancing a jumbo loan in Westport, Fairfield, or Greenwich can unlock significant savings depending on your profile, reserves, and loan structure.
Why Choose LendFriend?
At LendFriend Mortgage, jumbo loans aren’t just one of the programs we offer—they’re a core specialty. We match borrowers with the right jumbo lender for their property, financial profile, and goals, with no hidden fees and a process built for speed. Whether you want a fixed 30-year, a 7/1 ARM, or a flexible non-QM option, we make it simple to get approved and close quickly.
Around the Clock
We’re available 7 days a week to help you compare jumbo mortgage rates, review lender options, and move forward with confidence—whether you’re buying a primary home, second home, or investment property.
Loan Options
We offer a full range of jumbo financing solutions, from conventional fixed rates to ARMs, bank statement loans, and asset depletion programs—so you get the right fit for your goals.
Get Pre-Approved Quickly
Our jumbo preapproval process strengthens your offer and gives sellers confidence in your ability to close on higher-priced properties. You can apply for a jumbo loan online in minutes, making it faster and easier to get started.
Competitive Rates with No Points
We shop multiple jumbo lenders to find the most competitive rates for your profile—without unnecessary points or hidden charges.
Personalized Mortgage Guidance
You’ll work one-on-one with a jumbo mortgage expert who will explain your options, help you structure your file for approval, and guide you through underwriting with clarity.
Close in less than 30 days
Our process is designed for larger transactions, so most jumbo loans close in 30 days or less—even in competitive markets like Austin, Dallas, and Houston.