Tennessee Mortgage Broker
Whether you're buying in Nashville’s fast-growing suburbs, relocating to Franklin or Brentwood, investing in Knoxville, or settling near Chattanooga or Memphis, LendFriend Mortgage helps Tennessee buyers secure the right home loan for their situation — with competitive pricing across Conventional, Jumbo, VA, FHA, and Non-QM programs.
Why New Jersey Homebuyers Choose LendFriend Mortgage
At LendFriend Mortgage, we help Tennessee buyers secure Conventional, Jumbo, VA, FHA, and Non-QM home loans built for long-term stability and clean approvals. Whether purchasing in Nashville’s competitive suburbs, relocating to Franklin or Brentwood, investing in Knoxville, or buying along the Tennessee River, we deliver disciplined underwriting and reliable execution.
Here’s how we support borrowers across Tennessee:
- Competitive Conventional mortgage options across Tennessee. From first-time buyers in Murfreesboro to move-up homeowners in Williamson County, we provide conforming financing with low down payment options, consistent underwriting, and dependable timelines.
- Jumbo loans for Tennessee’s higher-value markets. In areas like Brentwood, Franklin, and parts of Nashville, home prices can exceed conforming limits. We arrange fixed and adjustable-rate jumbo financing with strong pricing and thoughtful qualification guidance.
- VA loans with zero down payment. Tennessee is home to Fort Campbell and a large veteran population. VA financing remains one of the strongest benefits available, offering 100% financing and no monthly mortgage insurance for eligible service members and veterans.
- Non-QM solutions for self-employed and complex borrowers. Business owners, 1099 earners, real estate investors, and high-asset borrowers often require flexible qualification methods. Bank statement programs, asset depletion, DSCR loans, and alternative documentation options allow income to be presented accurately and strategically.
- Clean approvals and consistent communication. With over a decade of mortgage experience and billions in funded volume, our team is known for files that close smoothly and approvals that hold up when it matters most.
Mortgage Solutions for Tennessee Buyers and Homeowners
Tennessee home financing varies by market, property type, and borrower profile. From competitive areas around Nashville and Williamson County to growing markets in Knoxville, Chattanooga, and Memphis, strategy matters.
LendFriend Mortgage helps Tennessee buyers and homeowners secure Conventional, Jumbo, VA, FHA, and Non-QM financing with competitive pricing and reliable closings. Whether purchasing, refinancing, or accessing equity, approvals are built to compete in Tennessee’s evolving housing market.
Loan Programs Designed for Tennessee Borrowers
Home values in areas like Brentwood, Franklin, and parts of Nashville often exceed conforming loan limits, while growing markets in Murfreesboro, Hendersonville, Knoxville, and Chattanooga present different qualification strategies. Income structure, asset position, and property type all matter in Tennessee’s diverse housing landscape.
LendFriend Mortgage offers competitive Conventional, Jumbo, VA, and Non-QM financing tailored to Tennessee buyers and homeowners — with disciplined underwriting and approvals built to close.
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Jumbo Loans in Tennessee
Home prices in Brentwood, Franklin, and select Nashville neighborhoods frequently exceed conforming limits. Our jumbo mortgage options include competitive fixed and ARM financing for higher-priced properties, with underwriting standards designed for Tennessee’s upper-tier markets.
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Self Employed Mortgages in Tennessee
Many Tennessee business owners, consultants, and 1099 earners show strong cash flow that doesn’t translate cleanly onto tax returns. Bank statement and alternative documentation programs allow income to be evaluated based on deposits and real revenue — helping entrepreneurs qualify without unnecessary friction.
Crypto Mortgages in Tennessee
For borrowers holding meaningful digital assets, financing may be structured without forced liquidation. Certain programs allow qualified buyers to purchase real estate while maintaining long-term crypto exposure — without pledging assets as collateral and while remaining competitively priced.
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VA Loans in Tennessee
With Fort Campbell and a large veteran population across the state, VA financing remains one of the strongest options available. Eligible borrowers can purchase with zero down payment and no monthly mortgage insurance. Proper entitlement usage can significantly increase purchasing power in higher-cost Tennessee markets.
Asset Depletion Mortgages in Tennessee
For borrowers whose strength lies in assets rather than salary, asset depletion qualification can convert documented reserves into usable income for underwriting purposes. This approach works well for retirees, high-net-worth individuals, and borrowers with non-traditional earnings.
Buy Before You Sell Programs in Tennessee
Coordinating two transactions in Tennessee’s shifting market can create unnecessary pressure. Buy-before-you-sell strategies unlock home equity and allow buyers to move forward without contingent offers — strengthening negotiating position and creating a smoother transition between properties.
LendFriend Mortgage serves the following areas in Tennessee:
Whether you're purchasing in Williamson County’s competitive suburbs, relocating within the Greater Nashville area, or buying in established communities across Middle and East Tennessee, LendFriend Mortgage helps buyers and homeowners secure the right financing for their situation. We provide flexible loan solutions for primary residences, second homes, and investment properties across Tennessee’s most sought-after communities — including:
- Brentwood
- Franklin
- Belle Meade
- Forest Hills
- Green Hills
- Nolensville
- Hendersonville
- Mount Juliet
- Spring Hill
- Collierville
- Germantown
- Chattanooga
- Knoxville
- Farragut
- Signal Mountain
- Maryville
- Gallatin
- Thompson’s Station
- Oak Ridge
- Memphis
Get Started on Your Tennessee Home Purchase Today
Whether you're buying in Greater Nashville, relocating within Williamson County, or purchasing in Knoxville, Chattanooga, or Memphis, every Tennessee market has its own pricing dynamics and loan considerations. From low-down-payment Conventional options to Jumbo financing in higher-priced areas, we design mortgage solutions built around long-term stability and clean execution.
Apply online or connect with a Tennessee mortgage specialist. We review Conventional, Jumbo, VA, FHA, and Non-QM programs and map out a clear path from application to closing. Many of our Tennessee clients close in 30 days or less when financing is structured correctly from the start.
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What Our Borrowers Say About LendFriend
5/5 Star Reviews on Google, Zillow, and Experience.
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LendFriend has been an outstanding lending partner, reliable, transparent, and incredibly easy to work with. Their team made the entire process smooth from start to finish, always available to answer questions and guide us through each step. I highly recommend LendFriend to anyone looking for a trustworthy and efficient lender.
Trung Nguyen
Closed July 2025 -
Eric and his team at LendFriend made our home buying experience so simple! They were there anytime we had questions and were so incredibly easy to work with. I would highly recommend them for any of your mortgage needs!
Melanie Rodas
Closed February 2026 -
I recently completed a refinance with Lendfriend, and the experience was outstanding from start to finish. My Mortgage Broker, Michael, was incredibly professional and extremely responsive. He provided a level of customer service that is practically non-existent in the world today, making sure I felt supported every step of the way.The entire team worked seamlessly together. Crystal, the Operations Manager, made the process stress-free by providing clear instructions and regular updates. Morgan, the Client Experience Specialist, was also fantastic and stayed right on top of the closing instructions to ensure a smooth finish. If you are looking for a team that is efficient, communicative, and genuinely cares, I highly recommend Lendfriend.
V Lemoine
Closed January 2026 -
LendFriend made my homebuying experience so easy. As a business owner, I heard horror stories about how hard it can be for guys like me to get a mortgage. Thankfully I found LendFriend. Eric and the team had me approved in no time. My rate was great and they closed on time. Couldn’t ask for more
David Marino
Closed August 2025 -
They were great. They took the time to explain the process and help us through from start to finish. LendFriend gave us confidence that refinancing when we did was the right the call.
Skylar Eberhard
Closed December 2025
Frequently Asked Questions
Why choose LendFriend Mortgage?
LendFriend Mortgage is a mortgage brokerage built for today’s Tennessee homebuyers and homeowners. We originate Conventional, Jumbo, FHA, VA, VA IRRRL, and advanced Non-QM loans including bank statement, asset depletion, DSCR, and crypto-backed financing.
What makes us different isn’t just product depth — it’s execution.
As a mortgage broker, we shop multiple wholesale lenders to structure the most competitive option for your scenario. And after your first transaction, we waive lender fees on future loans — because we build long-term relationships, not one-time transactions.
How can I get the best mortgage rate?
Securing a competitive mortgage rate starts with preparation and proper structuring.
Your rate is influenced by several key factors:
- Credit score
- Down payment amount
- Debt-to-income ratio
- Loan program
- Property type
- Market conditions
The strongest outcomes come from aligning these variables strategically. That may mean optimizing your credit utilization, adjusting your down payment structure, or selecting the right loan product for your scenario.
Working with a mortgage broker can also make a meaningful difference, as brokers have access to multiple lenders rather than a single institution’s pricing.
At LendFriend, we focus on delivering a well-structured loan — not just a headline rate — so your financing supports both your purchase and your long-term financial goals.
What’s the first step in getting a mortgage?
The first step is gaining clarity on your financial position.
Before beginning your home search, it’s important to understand:
- How much you can comfortably afford
- Your available down payment
- Your projected monthly payment
- How your income and debt affect qualification
At LendFriend, we begin with a financial review to determine your realistic home shopping budget. From there, we assess documentation, analyze debt-to-income, identify the most appropriate loan program, and issue a strong preapproval.
Approaching the process in this order provides confidence when it’s time to make an offer and helps ensure a smooth path to closing.