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Non-Conventional Mortgage Loans in Austin, TX – Fast, Flexible, and Transparent Fees

Finding non-conventional mortgage loans in Austin doesn't have to be complicated or stressful. At LendFriend Mortgage, we provide flexible financing solutions for borrowers who don't fit traditional lending boxes, including self-employed professionals, investors, and those with unique income situations.

Why Austin Buyers Choose LendFriend

When conventional lenders say "no," LendFriend says "let's find a way." Our non-conventional options serve Austin's entrepreneurs, investors, and professionals with complex finances. We understand Austin's real estate from downtown to MoPac neighborhoods, helping buyers secure properties in South Congress, East Austin, and Mueller with solutions traditional lenders can't offer.

Tailored for Self-Employed and Investors

We use bank statements instead of tax returns to verify cash flow for self-employed individuals. For investors, we evaluate properties based on income potential rather than personal income.

Fast Closings, No Fees, Full Support

While most lenders take 45-60 days, we complete transactions in just 3 weeks. We offer competitive lender fees for first-time clients, with repeat clients enjoying zero lender fees on subsequent transactions. First responders and teachers automatically receive fee waivers on their first transaction.

Non-Conventional Loan Options We Offer

We provide solutions tailored to Austin's diverse homebuyers and investors that traditional banks cannot accommodate. Our programs feature competitive rates, customizable terms, and transparent fee structures—covering financing needs for luxury homes in Westlake Hills, investment properties near UT Austin, or first condos in East Austin.

FHA Loans – Great for First-Time Buyers

FHA loans are backed by the Federal Housing Administration and help buyers with lower credit scores or limited down payment funds. Ideal for first-time buyers in Austin, they offer relaxed qualification standards and stable rates.

VA Loans – Designed for Veterans

VA loans are available to active-duty military, veterans, and eligible spouses. With 0% down payment, no PMI, and excellent rates, this loan is a top choice for those who served. We guide veterans in Austin through the process with care and expertise.

USDA Loans – For Eligible Rural Areas Around Austin

USDA loans offer zero-down financing for qualifying properties in rural parts of Central Texas. They’re perfect for buyers seeking affordable options outside city limits and come with reduced mortgage insurance and flexible terms.

How to Get Started in 3 Simple Steps

Securing a non-conventional mortgage is straightforward with our streamlined process. Unlike traditional lenders, LendFriend minimizes paperwork and accelerates approvals through our digital-first system combined with personal guidance, helping Austin homebuyers from downtown professionals to suburban investors.

Apply Online – Quick and Easy

Our online application takes just 7 minutes to complete, asking only for essential information.

Get Pre-Qualified With Expert Guidance

You'll be matched with a specialist who understands Austin's market to explain your options.

Close With Confidence in Just Weeks

Our efficient process moves toward closing in just 3 weeks with secure document submission.

Let's Help You Finance Your Austin Home – Start Now

Don't let conventional restrictions prevent you from buying in Austin's competitive market. Whether you're self-employed, an investor, or have unique income documentation, LendFriend offers the flexibility you need with competitive pricing, 3-week closings, and 7-day support. Contact us today for your customized non-conventional mortgage solution.