Mortgage Broker Shelton Bridge (Austin, TX)
The west bank feels different the moment you roll across Red Bud Trail. Inventory is tight, lake traffic is real, and sellers want offers that look tidy and close cleanly. At LendFriend Mortgage, we build financing around the Emmett Shelton Bridge corridor—lake access, West Lake proximity, and quick turns between tours and offers.
Loan Choices Without the Noise
Before we compare products, we clarify goals, risk tolerance, and expected years in the home. That way you can see how each option behaves at three, five, and ten years, including where mortgage insurance, points, or a future refinance could change the total cost. Once the structure fits, the rate talk gets simple—and focused on outcomes, not headlines.
- Conventional with transparent terms and strategies to shed PMI earlier as equity builds
- VA / FHA / USDA for low- or zero-down paths when eligible
- Jumbo solutions common around West Lake and central Austin price bands
- ARM vs Fixed aligned to your 3–10 year plans and appetite for risk
- Bank Statement & Asset Depletion for self-employed or asset-rich profiles
- Crypto-friendly reserves (Bitcoin/Ethereum) where program rules allow
- Bridge / Buy Before You Sell to write non-contingent offers without rushing your sale
- Non-QM options for unique income or property types
Who We Champion on the West Bank
The Shelton Bridge district draws first-time buyers who want lake loops on weekends, founders who prefer alternative documentation, and relocating families who need quick, predictable closings. We tune checklists to your situation and keep communication crisp, so you spend time evaluating streets off Red Bud Trail—not deciphering paperwork.
Self-Employed & Tech
Bank-statement paths, RSU income strategies, and crypto reserves (when eligible) let you qualify without breaking your financial plan.
First-Time, Veterans & Luxury
We compare low-down routes in plain English, maximize VA benefits where applicable, and design Jumbo structures that protect negotiating strength without unnecessary points.
Proof You’re Ready: Pre-Approval That Travels
Showings near the bridge run on lake time—fast. We verify income and assets up front and issue pre-approval letters tailored to the price band and property type you're targeting. Rate-lock decisions follow your calendar, balancing certainty with flexibility. If terms shift after hours, our seven-day team can adjust your letter so you counter decisively.
Prefer to sign off in person? We can coordinate at 600 Congress Ave, Office 15032 for a quick review and updated letter. From the west bank, follow Lake Austin Boulevard southeast as it curves along the water—you'll pass waterfront homes, boat docks, and the Hula Hut on your right before the road becomes Cesar Chavez Street after you cross under MoPac. Continue east past the redeveloped Seaholm Power Plant district and the Long Center for the Performing Arts on your right, with Lady Bird Lake visible on your left. Pass the Congress Avenue Bridge (the bats' home) and continue for about 3 miles past Lamar and Guadalupe, then turn left on Congress Avenue near the historic Austin Club building. We're at number 600 on the 15th floor, office 15032, right across from the Paramount Theatre. The Republic Square Garage at 5th and Guadalupe handles overflow if Congress street spots are tight during peak showings.
Stronger Negotiating Position when Buying a Home
The equity in your current home is unlocked and used as a downpayment on your new home; meaning no sales contingency required! Sellers HATE sales contingencies. Without a sales contingency, your offer is stronger, increasing your chances of buying your next home with ease.
Get the Highest and Best Sale Price
Without feeling pressured to sell quickly, you can wait for the best offer on your current home. List your home at the best time, market it effectively, and attract more competitive offers. With no rush, you can negotiate better terms and get the highest selling price.
Reduced Stress
Don't worry about finding temporary housing or organizing multiple moves. Avoid the chaos of having to coordinate the sale of your current home and the purchase of a new one. Transition seamlessly from one home to another and reduce stress or anxiety, making the moving process more manageable and organized.
Time for Improvements
Make necessary renovations or updates to your new property before you move in. Painting, remodeling, or other improvements would be more challenging if you were already living there. Moving into a freshly updated home (instead of living in it during renovations) is just so much nicer!