Mortgage Broker Gus Garcia Basketball Court (Austin, TX)
Buying in 78753 rewards buyers who are organized and decisive. Around the Gus Garcia courts, the best listings move fast, so your financing has to be ready before you step into a showing. At LendFriend Mortgage, we build a file sellers trust, explain costs in plain language, and keep your agent synced so the offer-to-closing path feels predictable. From our downtown base, we move documents and letters quickly, which helps you keep momentum from first tour to clear-to-close.
Structure Before Rates: Build the Right Loan
Rates matter, but structure wins. We start by mapping your hold window, risk comfort, and cash flow targets, then model total cost at 3, 5, and 10 years—including mortgage insurance lifecycle, discount points or buydowns, equity build, and realistic refinance paths. Side-by-side scenarios make payment stability, DTI impact, and break-even timelines obvious, so choices like ARM vs fixed or points vs no-points are grounded in math—not guesswork. With that clarity, the program you pick supports your budget today and your exit plan tomorrow.
Before we list programs, here’s how that strategy turns into options. If you’re self-employed or equity-compensated, documentation route can unlock better pricing and smoother underwriting. If you expect to move again soon, a shorter-horizon structure may lower total carry cost. If you’re stretching for a must-have property, we’ll show how to keep reserves strong without weakening your offer.
- Conventional with transparent terms and a plan to drop PMI early as equity builds
- VA / FHA / USDA for low- or zero-down paths where eligible
- Jumbo solutions sized to North/Northeast Austin price bands
- ARM vs Fixed aligned to your 3–10 year horizon and risk comfort
- Bank Statement & Asset Depletion options for self-employed and asset-rich profiles
- Crypto-friendly reserves (Bitcoin/Ethereum) when program rules allow
- Bridge / Buy Before You Sell to write non-contingent offers and list later
- Non-QM programs for unique income or property types
Buyers We Guide
A Process You Can Track End-to-End
You'll have one point of contact, a clear checklist, and status visibility from application to clear-to-close. We coordinate directly with your agent on letters, dates, and any tweaks the negotiation requires. Pricing is transparent, and when a no-point route improves long-term value, we show you the math before you decide.
If you need to finalize paperwork downtown between showings near the Gus Garcia Recreation Center at 1201 E Rundberg Ln, the drive south takes about 20 minutes in normal traffic. Head south on Cameron Road from the Rundberg area, passing through Northeast Austin's family-friendly neighborhoods with local taquerias and community shops lining the route. Merge onto I-35 South and you'll see the Austin skyline growing larger ahead—pass under the US-183 interchange and continue as the UT Tower comes into view on your right. Exit at 8th Street, head west two blocks past the historic Swedish Hill homes, then turn south on Congress Avenue where the State Capitol dome rises to your left. We're at 600 Congress, 15th floor, office 15032, right across from the Paramount Theatre. The 8th & Congress Garage sits directly across the street when you need quick parking between property tours, which helps keep the file moving without drama.
Stronger Negotiating Position when Buying a Home
The equity in your current home is unlocked and used as a downpayment on your new home; meaning no sales contingency required! Sellers HATE sales contingencies. Without a sales contingency, your offer is stronger, increasing your chances of buying your next home with ease.
Get the Highest and Best Sale Price
Without feeling pressured to sell quickly, you can wait for the best offer on your current home. List your home at the best time, market it effectively, and attract more competitive offers. With no rush, you can negotiate better terms and get the highest selling price.
Reduced Stress
Don't worry about finding temporary housing or organizing multiple moves. Avoid the chaos of having to coordinate the sale of your current home and the purchase of a new one. Transition seamlessly from one home to another and reduce stress or anxiety, making the moving process more manageable and organized.
Time for Improvements
Make necessary renovations or updates to your new property before you move in. Painting, remodeling, or other improvements would be more challenging if you were already living there. Moving into a freshly updated home (instead of living in it during renovations) is just so much nicer!