What $600K Gets You All Across Austin

A $600,000 budget is nothing to scoff at, but in many parts of the country, you'd be disappointed with what you can buy. Lucky for you, Austin one of those parts of the country.

Unlike the more constrained $400K budget, stepping up to $600K opens the door to more options—think upgraded finishes, larger square footage, or access to homes that need a little love in more sought-after neighborhoods (think Windsor Park, Wooten and Crestview). In areas like Cedar Park, Round Rock and Pflugerville, you'll have your pick of the litter at $600k - including 4 bedroom houses with a pool. Austin’s competitive housing market, $600K is the sweet spot for finding quality homes that don’t compromise on style or convenience.

With the current inventory of homes up by 20% from last year and mortgage rates still elevated, buyers are in a prime position to negotiate fantastic deals. Austin is poised for another of home price appreciation, so now is the perfect time to take advantage of your negotiating power. Whether you're a first-time homebuyer or looking to relocate, there are great options all over the city that fit a variety of needs and preferences.

Making the home purchase possible with affordable financing!

Purchasing a home in Austin doesn’t have to be out of reach. With financing options like 3% down conventional loans, it’s possible to get into a home with minimal upfront costs. On a $600,000 home, that's just $18,000 down. Plus, with closing costs typically around 2% of the purchase price, you can be looking at about $30,000 upfront to get the keys to your new place.

But that doesn't have to be $30,000 out of your pocket. The beautiful thing about Austin's market in 2025 is that sellers are ready to make a deal. That means you can negotiate having the seller pay for the upfront costs to buy a home. Or, for those wanting to lower their initial monthly payments, temporary buydowns are a fantastic option. These programs allow you to reduce your interest rate for the first few years, and many sellers are willing to contribute to this cost. Check out our guide to temporary buydowns here.

Even better, if you’re relocating to Austin, you might qualify for a $6,000 grant to help with closing costs and other fees. Learn more about this grant program here.

Now, let’s explore some amazing properties under $600K in some of Austin's most desirable neighborhoods:

2737 Garnet Ridge Dr, Leander, TX 78641 (priced at $585,000) 

🏠 185 Mountain Laurel Way, Austin, TX 78737

• $599,000 | 3 Bed | 2 Bath | 2,524 sqft | 2006
• Monthly Payment (P&I Only): $3,672/month with 3% down at 6.5%*
• A charming single-story home featuring high ceilings, generous living spaces, and a dedicated office. Located in the heart of Highpointe with access to neighborhood parks.

🏠 2105 Brunswick Dr, Austin, TX 78723

• $595,000 | 4 Bed | 2 Bath | 1,735 sqft | 1958 (updated 2010)

• Monthly Payment (P&I Only): $3,647/month with 3% down at 6.5%*

• A beautifully updated home with modern finishes, open-concept living, and a spacious backyard. Situated in Windsor Park (very popular neighborhood) close to amenities.

🏠 3703 Tower View Ct, Austin, TX 78723

• $599,000 | 3 Bed | 2 Bath | 1,278 sqft | 1953 (updated 2018)

• Monthly Payment (P&I Only): $3,672/month with 3% down at 6.5%*

• A light-filled home with vaulted ceilings, quartz counters, and a spacious primary suite. Located just a block from the walking trails at Mueller.

🏠 8008 Snook Hook Trl, Austin, TX 78729

• $575,000 | 3 Bed | 3 Bath | 2,321 sqft | 1996 (updated 2016)

• Monthly Payment (P&I Only): $3,525/month with 3% down at 6.5%*

• A spacious two-story home featuring a gas fireplace, large bedrooms, and a private backyard. Conveniently located near schools and shopping centers.

🏠 2737 Garnet Ridge Dr, Leander, TX 78641

• $599,900 | 4 Bed | 3.5 Bath | 2,545 sqft | 2013

• Monthly Payment (P&I Only): $3,678/month with 3% down at 6.5%*

• A modern home with high-end white oak flooring, open-concept living spaces, and a dedicated office. Located in the amenity-rich Crystal Falls community.
  

🏠 2603 White Stallion Way, Leander, TX 78641

• $589,000 | 4 Bed | 2 Bath | 3,032 sqft | 2005

• Monthly Payment (P&I Only): $3,609/month with 3% down at 6.5%*

• A spacious home featuring a large kitchen, multiple living areas, and a private backyard with pool. Situated in a quiet neighborhood 

🏠 1000 Rutgers Dr, Pflugerville, TX 78660

• $585,000 | 4 Bed | 2.5 Bath | 3,114 sqft | 1999 (updated 2019)
• Monthly Payment (P&I Only): $3,584/month with 3% down at 6.5%*
• A stunning one-story home on a corner lot with a sparkling pool and hot tub. Features include quartz counters, designer appliances, and an open floor plan perfect for entertaining.

🏠 2126 Simbrah Dr, Cedar Park, TX 78613

• $599,900 | 4 Bed | 3 Bath | 2,524 sqft | 1995 (updated 2017)

• Monthly Payment: $3,678/month with 3% down at 6.5%*

• Beautiful home with modern finishes, large living spaces, and a great backyard.

🏠 1005 Highcrest, Georgetown, TX 78628

• $599,000 | 4 Bed | 3 Bath | 2,950 sqft | 2019

• Monthly Payment: $3,672/month with 3% down at 6.5%*

• Practically, brand new construction home with high-end finishes and a large lot.

These listings highlight just a few of the fantastic opportunities available for $600,000 or less in some of the best neighborhoods around Austin. Whether you’re seeking suburban peace, proximity to downtown, or family-friendly communities, there’s something here for you. If you're ready to explore these options, please give us a call at 512.881.5099, and we can put you in contact with an agent who can help make your dream of homeownership a reality.

*All monthly payments are based on a 3% down, conventional rate loan for first-time homebuyers with a 720+ credit score. Interest rate used is 6.5% for estimation purposes. These are listings that can be found on Zillow as of today. Availability and price are subject to change.