First-Time Homebuyers Can Save Over $6,000 with THIS Program

Purchasing your first home is one of the most significant (and expensive) milestones in life. With home prices continuing to climb, it’s only getting more expensive. Understanding easy ways to save thousands of dollars when buying a home is critical in today’s market.

One solution that can save homebuyers up to $6,000 when buying a home is the HomeReady® First-In Program, a special initiative designed to make homeownership more accessible and affordable for first-time buyers. This program provides substantial financial assistance and is tailored to simplify the process for those looking to purchase homes in select markets. Here’s how it works and why it might be the perfect fit for you.

What is the HomeReady® First-In Program?

The HomeReady® First-In Program available through LendFriend focuses on empowering first-time homebuyers to capture the American Dream just based on where they live! This program is so amazing because there’s no repayment required! Qualified borrowers can receive:

• Up to $5,000 in financial aid for down payments or closing costs.
• An additional $1,000 to help with appraisal fees or home warranty costs.

This direct financial support alleviates one of the most challenging aspects of homebuying—overcoming upfront costs—making the dream of homeownership more attainable.

Who Is Eligible?

The program is specifically available to first-time buyers in select Metropolitan Statistical Areas (MSAs). Some of the areas included are:

• California – Ontario, Riverside, San Bernardino areas
• Georgia - Atlanta, Roswell and Sandy Springs areas
• Florida – Clearwater, Fort Lauderdale, Kissimmee, Miami, Orlando, Sanford, St. Petersburg, Tampa, West Palm Beach areas
• New Jersey - Camden, Jersey City and Newark areas
• Ohio – Cleveland
• Texas – Arlington, Brownsville, Dallas, Edinburg, Fort Worth, Houston, McAllen, Mission, New Braunfels, Pasadena, San Antonio and The Woodlands areas
• Virginia – Arlington and Alexandria areas
• And more…

Eligibility is based on where you currently rent and what your income is relative to your "area's median income". To find out if you’re eligible, just complete this short form.

Why Choose LendFriend's HomeReady® First-In Program?

1. Generous Financial Aid: With up to $6,000 in total assistance, this program offers one of the most comprehensive support packages for first-time buyers.
2. Simplified Loan Process: LendFriend uses cutting-edge tools and personalized service to make the lending process seamless.
3. Tailored for First-Time Buyers: Our brokers work closely with you to navigate the eligibility requirements and maximize the benefits available.
4. Building Stronger Communities: By focusing on underserved markets, this program strengthens local economies and helps individuals achieve financial stability through homeownership.

How to Apply For and Access This Program

Here’s how you can get started with the HomeReady® First-In Program:

1. Complete the form: Click here to complete this form and one of our co-founders, Eric or Michael, will be in touch.
2. Assess Eligibility: We’ll help determine if you meet the program’s criteria, including income limits and property location.
3. Buy Your Home: Once qualified, all you have to do is go under contract and purchase your home! We’ll make sure that the money is applied towards your cash to close requirement and you can rest easy knowing you saved THOUSANDS!

Empowering Your Future with LendFriend

At LendFriend, we’re committed to providing opportunities that help individuals and families achieve their dreams. The HomeReady® First-In Program isn’t just about buying a home—it’s about creating a foundation for long-term stability and success.

Whether you’re just starting your home-buying journey or ready to take the next step, LendFriend is here to guide you every step of the way. Your dream home is closer than you think—let’s make it a reality together!